Manager, Commercial Auto Underwriting

TD Insurance is part of TD Bank Group one of Canadas largest financial institutions. TD Insurance helps protect clients from the accidents of life with a wide range of products including credit protection life health travel home and auto insurance. With more than three million clients TD Insurance authorized products and services are available online over the phone and through a network of more than 1000 TD Canada Trust branches.

In Canada we have two lines of business General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.

At TD Insurance we are committed to fostering an inclusive accessible environment. With a Canada-wide workforce of over 4000 employees and offices in Atlantic Canada Quebec Ontario and Alberta our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent isappreciatedand professional development is taken seriously. More than just a job we offer rewarding careers.

Reporting to the Senior ManagerProduct and UnderwritingStrategy thisUnderwritingManager will develop and execute on business strategiesto deliver premium and earnings goals and contribute to overall business objectivesfocusing on the Commercial Automobile line of business.

The candidate should be customer and results focused have keen analytical interest and the ability to impact and influence. This individual should enjoy operating amidst a dynamic fast- paced and exciting environment!

Key accountabilities

• Develop and maintain robust understanding ofregulatory requirements industry and customer trends and competitive landscapeand propose insurance contract changes accordinglyforCanada-wideCommercial Automobile Products.

• Act as Subject Matter Expert for small business underwriting strategy rules and coverage wordings-related inquiries.

• Drive the design and development of new underwriting rules to achieve business objectives.

• Develop provincial regulatory filings where applicable.

• Develop an in-depth understanding of small business underwritingstrategyand rules and asolid understanding of customer segments customer needs competitive landscape and trends in the General Insurance industry to assist in identifying new business opportunities.

• Lead the end-to-end management and refinement of small business insurance underwriting strategy and rulesto achieve business and financial objective; lead discussions and collaborate with multiple stakeholders in delivering day-to-day projects and initiatives.

• Support the development implementation and understanding of training material related to contracts if applicable.

• Develop andmaintainprocessesto update advice and guidance wordings forunderwriting operations andfront-linecolleagues.

• Providepolicy wordingsinterpretation and coverage intentionsto various stakeholders across the organization.

• Keep current on emerging trends/developments and grow knowledge of the business related tools proceduresand techniques.

• Maintain a culture of risk management and control supported by effective processes andguidelines in alignment with risk appetite.

• Build and maintain effective relationships with key internal stakeholders and/or external partnersand regulatorsto develop new productsand services.

Job Requirements

• 7 years General Insurance experienceinCommercialAutomobileInsuranceunderwritingincludingwordings andendorsements knowledgeand experience.

• CIP FCIP CRM or equivalent insurance designation or actively working towards an insurance designation.

• Experience developing and maintainingCommercialInsurance company underwriting manuals both internal and filed.

• Experience developingprovincial regulatoryunderwriting filings for regulators.

Skills

• Strongcritical thinkingskills financial acumen and ability to synthesize large amounts of information into concise actionable summaries for an executive audience.

• Demonstrates excellent judgment and relationship building skills with ability to make things happenwithimpact and influence and by nurturing key relationships.

• Strongproblem-solvingskills and the ability to make fact-based recommendations in a timely manner.

• Strong organization skills with the ability to work in afast-pacedenvironment and manage multiple deadlines and priorities.

• Proven track record of highly developed critical thinking analytical andproblem-solvingskills.

• Excellent interpersonal communication skills (both written and verbal).

• Self-motivated team player with high energy and ability to work independently.

• Ability to communicate effectively in English; French language skills are advantageous.