Underwriting Consultant (Technology P&C)

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For a detailed look at CNAs benefits check out our Candidate Guide.

JOB DESCRIPTION:

For over three decades CNA has been a trusted provider of insurance solutions for technology companies of all sizesfrom emerging startups to global enterprisesacross software IT services hardware media and telecommunications. Our Global Technology Practice delivers specialized coverages including Technology Errors & Omissions (Tech E&O) Cyber Liability and comprehensive international solutions complemented by our traditional Property & Casualty capabilities. With deep industry expertise flexible underwriting capabilities and a collaborative approach we design innovative insurance programs tailored to each clients unique risk profile. CNA continues to be the carrier of choice for our valued agent and broker partners.

As the technology sector continues to expand beyond traditional coastal hubs the Midwest represents a fast-growing and increasingly strategic market for CNA. The region is experiencing meaningful growth across all the technology subsegments which creates a unique opportunity to deepen partnerships capture new business and thoughtfully scale a high-quality profitable portfolio. We view the Midwest as a territory with significant long-term potential and an important contributor to the continued growth of the Technology Practice.

The Technology Underwriter plays a critical role in executing on this opportunity using technical sales and analytical skills to deliver tailored insurance solutions that help CNAs customers manage risk. The Underwriter brings a strong understanding of CNAs strategies and underwriting appetite and leverages both internal and external data to make sound individual risk and portfolio decisions.

Essential Duties and Responsibilities

1. Underwriting Expertise
Reviews applications and financial information to assess risk acceptability in alignment with CNA guidelines
Applies pricing methodology and predictive modeling tools to evaluate risk and determine appropriate pricing
Utilizes underwriting tools (e.g. RST BPMT Merlin) and adheres to established disciplines and strategies
Demonstrates technical expertise through thoughtful account analysis and thorough documentation
Analyzes and communicates underwriting decisions including rate actions requirements and declinations
Maintains strong underwriting discipline including CAT management and exposure controls
Stays current on regulatory industry and territory-specific trends

2. Portfolio Management
Manages an assigned portfolio to achieve goals around premium profitability rate retention and product mix
Allocates time and resources strategically to optimize producer performance
Operates with an enterprise mindset identifying cross-sell opportunities across lines of business
Clearly communicates CNAs appetite and value proposition at the point of sale

3. Sales & Distribution Management
Builds and maintains disciplined sales practices using CNA tools including Salesforce
Develops strong producer relationships to drive pipeline insights and performance
Creates and executes distributor-specific business plans adjusting as needed to sustain growth
Builds trust with brokers and clients to support negotiation and secure new and renewal business
Identifies and executes cross-sell opportunities in partnership with underwriting peers

Knowledge Skills and Abilities
Solid understanding of underwriting processes coverages and risk evaluation tools
Strong communication skills across internal and external stakeholders
Ability to identify client needs position solutions and close business
Sound judgment and negotiation ability within delegated authority
Analytical mindset with the ability to manage competing priorities and adapt quickly

Depending on experience and qualifications candidates may be hired into one of four underwriting roles: Underwriter Underwriting Specialist Underwriting Consultant or Underwriting Consulting Director typically requiring 3 years of related experience.

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