Underwriting Associate Commercial

At PNC our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected valued and have an opportunity to contribute to the companys success. As an Underwriting Associate within PNCs Statement Spreading organization you may be based in Pittsburgh PA; Philadelphia PA; Cleveland OH; Cincinnati OH; Birmingham AL; Dallas TX; Kalamazoo MI; or Denver CO.

Hours for this role are Monday Friday 8:00 am EST 5:00 pm EST.

In this role you will under direct supervision complete basic due diligence document processing and financial/statistical analysis in support of the underwriting function. You may assist in preparation of business cases for credit approval but you will not have credit approval addition you will perform basic due diligence including reviewing relevant forms providing analysis and ordering reports.

As an Underwriting Associate you will assist in the underwriting process by ensuring the accuracy and/or completeness of relevant information and documents and performs basic financial analysis such as cash flow and collateral analysis. Furthermore you will research/respond to internal/external customer questions and inquiries.

In this role you will receive spread requests for renewals for commercial loans or new requests via the workflow tool. You will review financial statements for accuracy and send them back to the Underwriters for correction if any inconsistency or inaccuracy is addition you will input data into the internal spreading software to ensure consistency for approval from Underwriters.

We seek motivated driven and creative individuals that enjoy working as part of a team in a high energy environment which thrives on innovation and ingenuity. You will work together to create new solutions which will provide our clients with an exceptional customer experience. Valued opinions supported by collaborative teams impact the success of the Commercial Lending Operations organization.

This position may be eligible for remote work in select geographic locations subject to approval by PNC. If approved work must be conducted from a quiet secure and confidential home-based workspace. Occasional in-office participation may be required based on business needs.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

• Under direct supervision completes basic due diligence document processing and financial/statistical analysis in support of the underwriting function. May assist in preparation of business case for credit approval but does not have credit approval authority.
• Performs basic due diligence including reviewing relevant forms providing analysis and ordering reports.
• Assists in the underwriting process by ensuring the accuracy and/or completeness of relevant information and documents.
• Performs basic financial analysis such as cash flow and collateral analysis.
• Researches/responds to internal/external customer questions and inquiries.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNCs Enterprise Risk Management Framework.

Successful candidates must demonstrate appropriate knowledge skills and abilities for a role. Listed below are skills competencies work experience education and required certifications/licensures needed to be successful in this position.

Credit Decisions Decision Making Financial Analysis Identifying Risks Process Improvements Results-Oriented Risk Assessments

Accuracy and Attention to Detail Credit Analysis and Verification Decision Making and Critical Thinking Effective Communications Financial Analysis Information Capture Knowledge of Underwriting Managing Multiple Priorities Office Support Tools Operational Functions

Roles at this level typically require an Associates or equivalent degree as well as related experience or product knowledge to accomplish primary duties. Typically requires 3 years lieu of a degree a comparable combination of education job specific certification(s) and experience (including military service) may be considered.

Associates

No Required Certification(s)

No Required License(s)

Base Salary: $37600.00 $68750.00

Salaries may vary based on geographic location market data and on individual skills experience and education. This role is incentive eligible with the payment based upon company business and/or individual performance.

Generally this opening is expected to be posted for two business days from 07/31/2026 although it may be longer with business discretion.

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature) dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption surrogacy and doula reimbursement; educational assistance including select programs fully paid; a robust wellness program with financial incentives.

In addition PNC generally provides the following paid time off depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year unless otherwise required by law; between 15 to 25 vacation days each year depending on career level; and years of service.

To learn more about these and other programs including benefits for full time and part-time employees visit .

If an accommodation is required to participate in the application process please contact us via email at . Please include accommodation request in the subject line title and be sure to include your name the job ID and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call and say Workday for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

PNC provides equal employment opportunity to qualified persons regardless of race color sex religion national origin age sexual orientation gender identity disability veteran status or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and for any registered role the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA) which prohibit the hiring of individuals with certain criminal history.

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.