Underwriter, Pest Control Insurance Program
Job Location:
Philadelphia, PA - USA
Yearly Salary:
Posted:
Application Deadline:
Vacancies:
Job Summary
Position Summary
Ryan Specialtys National Specialty Programs (NSP) is seeking an Underwriter to support the profitable growth and management of our Pest Control Insurance Program. This role is responsible for evaluating selecting pricing and managing commercial insurance risks for pest control operators and related service businesses throughout the United States.The Underwriter will partner closely with retail and wholesale brokers to deliver tailored insurance solutions while maintaining underwriting discipline and portfolio profitability. The successful candidate will possess strong commercial underwriting skills a relationship-driven mindset and a solid understanding of service-industry and contractor-related exposures.
What will your job entail
- Underwrite new and renewal commercial property and casualty business in accordance with program guidelines carrier authority and underwriting standards.
- Review and analyze applications loss runs operational details financial information and supporting documentation to assess risk quality and eligibility.
- Evaluate exposures associated with pest control operations including residential and commercial pest management termite services fumigation wildlife control mosquito abatement lawn and ornamental services and related environmental service operations.
- Determine risk acceptability pricing coverage terms and policy conditions based on underwriting analysis and program appetite.
- Review broker requests for coverage modifications endorsements and exceptions while maintaining underwriting profitability and consistency.
- Identify emerging trends loss drivers and exposure changes impacting portfolio performance.
- Ensure compliance with underwriting authority carrier requirements regulatory standards and internal controls.
- Manage an assigned book of business to achieve premium growth retention and profitability objectives.
- Monitor portfolio metrics including production hit ratios renewal retention loss ratio performance and account profitability.
- Develop renewal strategies and partner with brokers to maximize retention of quality business.
- Identify opportunities for profitable growth through account expansion cross-selling opportunities and targeted business development efforts.
- Support forecasting budgeting and production planning activities.
- Build and maintain strong relationships with retail and wholesale broker partners.
- Serve as a trusted underwriting resource and subject matter expert for pest control and environmental service risks.
- Collaborate with brokers to design coverage solutions that address client needs while maintaining underwriting discipline.
- Deliver responsive accurate and professional service throughout the submission quote bind and issuance process.
- Participate in broker meetings industry events and marketing initiatives to promote program growth.
- Maintain complete underwriting documentation and ensure file quality standards are met.
- Collaborate with operations claims actuarial compliance and leadership teams to support program performance.
- Contribute to underwriting guideline enhancements and process improvements.
- Stay informed on market conditions regulatory developments emerging risks and industry trends impacting pest control and environmental service businesses.
- Support strategic initiatives designed to expand the program and improve underwriting results.
- Bachelors degree in Risk Management Insurance Business Administration Finance or a related field preferred.
- Equivalent industry experience will be considered.
- 3-7 years of commercial Property & Casualty underwriting experience.
- Experience underwriting service industry environmental services contractor small-to-mid market specialty casualty or program business preferred.
- Direct experience underwriting pest control lawn care landscape environmental services or related specialty classes strongly preferred.
- MGA MGU E&S program administrator wholesale brokerage or specialty carrier experience preferred.
- Demonstrated success managing broker relationships and producing profitable underwriting results.
Experience underwriting risks such as:
- Pest control operators
- Termite contractors
- Fumigation services
- Wildlife control operators
- Mosquito control services
- Lawn care and ornamental spray operations
- Vegetation management contractors
- Environmental service contractors
- Exterior maintenance service providers
- Property & Casualty license and/or Surplus Lines license where required.
- CPCU ARM AU CRIS or other industry designations preferred.
Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race creed color religious beliefs physical or mental capabilities gender identity or expressionsexual orientation and many other characteristics bring together varied perspectives and add value to the service we provide our clients trading partnersand policy extends to all aspects of our employment practices including but not limited to recruiting hiring discipline firing promoting transferring compensation benefits training leaves of absence and other terms conditions and benefits of employment.
Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them and their family members achieve their physical financial and emotional well-being addition to paid time off for company holidays vacation sick and personal days Ryan offers paid parental leave mental health services and more.
The target salary range for this position is $96000.00 - $120000.00 annually.The wage range for this role considers many factors such as training transferable skills work experience licensure and certification business needs and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards visit our website provide individuals with disabilities reasonable accommodations to participate in the job application or interview process to perform essential job functions and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at
The above is intended to describe this jobs general requirements. It is not to be construed as an exhaustive statement of duties responsibilities or physical requirements. Nothing in this job description restricts managements right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
