SVP, Consumer Lending Auto & Marine Finance
San Diego, CA - USA
Job Summary
Target Range:
$180000.00/Yr. - $210000.00/Yr.Actual starting pay will vary based on factors including but not limited to geographic location experience skills specialty and education.
Eligible for an Annual Discretionary Cash Bonus Target: 17.5%Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 17.5%These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This Job
The SVP Consumer LendingAuto and Marine Finance oversees the growth strategic operational and P&L performance of Auto Lending and Retail Marine. You will be responsible for developing and executing distinct go-to-market strategies for each business and your commitment to results hard work teamwork and dedication will be critical to success.Auto and Marine Finance are key business units within Axos Consumer Lending. Both operate in a fast-paced results-driven culture and this role is fully accountable for growth production P&L results quality and portfolio KPIs.
Both businesses are built on indirect channels and both win the same way: through relationships consistency reliability and innovation. Performance depends on executioninnovative products dynamic pricing fast credit decisions clean funding and a field team that dealers and retailers rely on.
Responsibilities:
- Full P&L performance across Auto and Retail Marine Lending including growth credit quality and profitability
- Indirect Auto growth through dealer relationshipsnetwork coverage penetration and look-to-book
- Retail Marine partnership expansion and embedded point-of-sale financing
- A national field sales team and the production coverage and accountability standards that drive it
- Growth strategy and execution across both business lines
- Underwriting discipline and portfolio health in partnership with Credit and Risk
- Dealer- and retailer-facing capability roadmap in partnership with Product and Technology
- Performance and strategy reporting to executive leadership
Qualifications:
- Bachelors degree
- 12 years in consumer lending including 7 years in senior leadership with P&L ownership
- Deep indirect/dealer or retail partner lending experience
- A track record of leading field-based sales teams and scaling partner channels
- Command of credit pricing and portfolio management
- Proven growth through partner channels not just market tailwinds
- Strong leadership communication and cross-functional collaboration skills
- Experience in a regulated banking environment preferred
Axos Employee Benefits May Include:
Medical Dental Vision and Life Insurance
Paid Sick Leave 3 weeks Vacation and Holidays (about 11 a year)
HSA or FSA account and other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
About Axos
Born digital-first Axos delivers financial tools and services that allow individuals small businesses and companies to access and manage their money how when and where they want. Were a diverse team of dynamic insightful and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.
Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol AX (NYSE: AX).
Learn more about working at Axos
Pre-Employment Background Check and Drug Test:
All offers are contingent upon the candidate successfully passing a credit check criminal background check and pre-employment drug screening which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level marijuana is an illegal schedule 1 drug; therefore we will not employ any person who tests positive for marijuana regardless of state legalization.
Equal Employment Opportunity:
Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race religious creed color sex (including pregnancy breast feeding and related medical conditions) gender gender identity gender expression sexual orientation national origin ancestry citizenship status military and veteran status marital status age protected medical condition genetic information physical disability mental disability or any other protected status in accordance with all applicable federal state and local laws.
Job Functions and Work Environment:
While performing the duties of this position the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse calculator telephone copiers etc.
The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
E-Verify and Right to Work Notices
Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
Required Experience:
Senior Exec
About Company
Open an online bank account with Axos Bank. Enjoy high-yield savings, rewards checking, and digital banking for personal and business accounts — anytime, anywhere.