Sr. Software Engineer Mobile Payments Applications
Cincinnati, OH - USA
Job Summary
At U.S. Bank were on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life and each person is unique in their potential. A career with U.S. Bank gives you a wide ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things learn new skills and discover what you excel atall from Day One.
U.S. Bank is seeking a Senior Software Engineer to join our Payments Technology team as Mobile Development Subject Matter Expert who will work on payments applications.
This position will be responsible for the analysis design testing development and maintenance ofbest in classsoftware experiences. The candidate is a self-motivated individual who can collaborate with a team and across the organization. The candidate takes responsibility of the software artifacts produced adhering to U.S. Bank standardsin order toensure minimal impact to the customer experience. The candidate will be adept with the agile software development lifecycle and DevOps principles.
Essential Responsibilities:
Design develop test and maintain enterprise-grade Android applications using Kotlin Jetpack Compose and modern Android development frameworks.
Build secure scalable and high-performing Android solutions that integrate with backend services APIs SDKs and enterprise platforms.
Implement and support authentication authorization and identity management capabilities including MFA biometrics (fingerprint face unlock) OAuth 2.0 OpenID Connect device registration and trust services.
Collaborate with Product UX Security Architecture and Backend Engineering teams to translate business requirements into technical solutions.
Develop and maintain reusable Android SDKs shared libraries and platform components to improve consistency scalability and developer productivity.
Ensure compliance with Android security best practices including OWASP Mobile Top 10 encryption certificate pinning secure storage and secure coding standards.
Participate in code reviews technical design discussions Agile ceremonies and CI/CD-driven release processes to deliver high-quality software.
Troubleshoot complex production issues perform root cause analysis support vulnerability remediation efforts and provide on-call support for critical applications.
Basic Qualifications
- Bachelors degree or equivalent work experience
- Five to six years of relevant Android development experience
Preferred Skills/Experience
Strong experience developing native Android applications using Kotlin Java Jetpack Compose Android SDK and Android Studio.
Hands-on experience building and supporting enterprise Android applications deployed through the Google Play Store and enterprise MDM distribution.
Experience with Android Architecture Components (ViewModelLiveData Room NavigationWorkManager) and modern app architecture patterns (MVVM MVI Clean Architecture).
Expertise in RESTful APIs JSON mobile-to-backend integrations and backend-driven application architectures.
Experience implementing Android security solutions including MFA biometrics OAuth 2.0/OpenID Connect token activation device registration encryption and secure storage.
Knowledge of Identity and Access Management (IAM) platforms such as Transmit Security Okta Ping Identity ForgeRock or similar technologies.
Experience with dependency injection frameworks (Hilt Dagger) coroutines Flow and reactive programming patterns.
Experience supporting penetration testing remediation vulnerability management security compliance initiatives and secure software delivery practices.
Proficiency with Git GitLab CI/CD pipelines Gradle build system automated testing (Espresso JUnit Mockito) release management and Agile/Scrum development methodologies.
Experience supporting high-scale production applications in Banking Financial Services Payments or FinTech environments; exposure to Kotlin Multiplatform (KMP) and Android tablet development is a plus.
Preferred Skills/Experience
5 years of experience in Android application development.
Strong proficiency in:
o Kotlin Java Jetpack Compose Android SDK Android Studio
o Android Architecture Components (ViewModelLiveData Room NavigationWorkManager)
o Coroutines Flow and reactive programming
Experience building and maintaining enterprise Android applications published to the Google Play Store and enterprise MDM distribution channels.
Experience building backend-driven Android applications and SDK-based integrations.
Expertise in RESTful APIs JSON and mobile-to-backend communication patterns.
Experience implementing authentication and security solutions including:
o Multi-Factor Authentication (MFA)
o Biometrics (Fingerprint Face Unlock viaBiometricPromptAPI)
o OAuth 2.0 / OpenID Connect
o Mobile Token Registration and Activation
o Device Registration and Trust
Experience with Identity and Access Management integrations such as Transmit Security Okta Ping Identity ForgeRock or similar platforms.
Strong understanding of mobile application security best practices including OWASP Mobile Top 10 secure storage certificate pinning encryption and secure coding standards.
Experience supporting penetration testing remediation vulnerability management and security compliance initiatives.
Experience developing and consuming Android SDKs shared libraries and reusable platform components.
Experience with Gradle build system build variants product flavors and modularized project architecture.
Strong troubleshooting and root cause analysis skills across Android applications APIs and backend services.
Experience supporting high-scale production-grade applications in a regulated environment.
Experience with Git GitLab CI/CD pipelines automated testing and release management.
Experience working in Agile/Scrum environments and participating in code reviews and technical design discussions.
Experience supporting production incidents defect triage and on-call support activities.
Strong collaboration skills with Product UX Security Architecture and Backend Engineering teams.
Banking Financial Services Payments or FinTech experience preferred.
Experience with Kotlin Multiplatform (KMP) is a plus.
Experience building and supporting Android tablet applications is a plus.
This role requires working from a U.S. Bank location three (3) or more days per week.
If theres anything we can do to accommodate a disability during any portion of the application or hiring process please refer to ourdisability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members whole selves and what may be needed to thrive in and outside work. Thats why our benefits are designed to help you and your family boost your health protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical dental vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race religion color sex national origin age sexual orientation gender identity disability or veteran status and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition certain positions may also be subject to the requirements of FINRA NMLS registration Reg Z Reg G OFAC the NFA the FCPA the Bank Secrecy Act the SAFE Act and/or federal guidelines applicable to an agreement such as those related to ethics safety or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
Required Experience:
Senior IC
About Company
Experience personalized banking services for your unique needs with U.S. Bank - Checking, credit cards, home loans & convenient online banking. Member FDIC.