Software Engineer

Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform Ethos is transforming the life insurance experience for consumers agents and carriers alike. Ethos offers instant accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought sold and underwritten.

About the Role

As a Software Engineer youll work across the stack and be responsible for building scalable platform services and systems. Youll work closely with other engineers to build and ship key features. We are detail oriented and value clean modular and high-performing code. Youll help architect and build our internal standards and frameworks. You are preferably located in San Francisco or willing to relocate. This is a hybrid role with at least 2 days in office and 3 days remote each week.

Duties and Responsibilities:

• Design build and maintain complex fullstack systems
• Collaborate with other engineers PMs and non-technical stakeholders to develop and ship features
• Design build and maintain our APIs
• Find and solve performance issues
• Participate in code reviews
• Communicate best practices to the team
• Write engineering requirements documents

Qualifications and Skills:

• 2-5 years of relevant experience in a software engineering role
• Full stack engineering experience in Javascript Typescript Node or Python
• Experienced with software engineering best practices design patterns code reviews unit and integration testing etc.
• Ability to communicate technical specifications both verbal and written
• Understanding of security common attacks and defenses
• Experience shipping features behind an A/B testing or feature flag platform such as Optimizely
• Ability to succinctly communicate technical specifications both verbal and written
• Command over front-end web technologies such as HTML CSS and React
• Familiar with optimizing Core Web Vitals and loading speed performance
• Experience building complex architecture systems from the ground up experience with backend architectural patterns of large high-scale web applications
• Expert at leveraging agentic coding tools (e.g. Claude Code Cursor Copilot) to accelerate development workflows and improve engineering productivity
• Ability to design clean APIs and understanding of performance issues
• Knowledge of mobile first responsive styling methodologies
• Experience working with third-party lifecycle communication infrastructure including platforms like Iterable Twilio Salesforce and Regal to orchestrate multi-channel customer engagement
• Solid CS fundamentals including data structures and algorithms
• Understanding of security common attacks and defenses
• Knowledge of build systems configurations and setup - such as Webpack
• Experience with infrastructure distributed systems and deploying apps into a high-scale environment with integrated logging and monitoring technologies

#LI-MK1

The US national base salary range for this full-time position is $96000 - $169000. Our salary ranges are determined by role level and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range individual pay is determined by work location and additional factors including job-related skills experience and relevant education or training.

Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus equity or benefits.

You can find further details of our US benefits at meet every single requirement If youre excited about this role but your past experience doesnt align perfectly with every qualification in the job description we encourage you to apply anyway. At Ethos we are dedicated to building a diverse inclusive and authentic workplace.

We are an equal opportunity employer. We do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status veteran status or disability status. Pursuant to the SF Fair Chance Ordinance we will consider employment for qualified applicants with arrests and conviction records.

To learn more about what information we collect and how it may be used please refer to ourCalifornia CandidatePrivacy Notice.

Recruitment Notice: Please be aware of recruitment scams. All legitimate communication from our team will only come from email addresses ending in @ or @.

We will never ask for payment banking details or sensitive personal information during the hiring process. If you are contacted by someone claiming to represent us from a different email address please treat it as fraudulent.