Senior Portfolio Performance Analyst

Nelnet is a diversified and innovative company committed to enriching lives through the power of service as a student loan servicer professional services company consumer loan originator and servicer payments processor renewable energy solutions and K-12 and higher education expert. For over 40 years Nelnet has been serving its customers associates and communities.

The perks of working at Nelnet go beyond our benefits package. When you join the Nelnet team youre part of a community invested in the success of each individual. That support comes through in our work as we are united by our mission of creating opportunities for people where they live learn and work.

The Senior Portfolio Performance Analyst reporting to the Director of Analytics is a senior individual contributor responsible for analyzing portfolio performance and translating complex credit and capital markets information into clear insights and actionable recommendations for senior leadership.

The role has a significant focus on NFS portfolios and partnerships associated with capital markets activity including securitized portfolios forward flow partnerships joint ventures and acquired whole-loan portfolios. The analyst helps stakeholders understand portfolio performance emerging risks and opportunities and the key drivers influencing business outcomes.

The ideal candidate combines strong credit and portfolio judgment with meaningful capital markets experience intellectual curiosity and the ability to operate independently through ambiguity. The role works closely with Capital Markets Business Intelligence Finance and other partners to turn analysis into better business decisions.

Key Responsibilities

• Business Partnership and Decision Support: Partner closely with Capital Markets and other stakeholders to understand business objectives anticipate analytical needs frame key questions and support informed decision-making.

• Portfolio and Capital Markets Performance: Develop a deep understanding of NFS portfolios and partnerships associated with capital markets activity. Monitor portfolio performance emerging trends risks opportunities and applicable trigger or covenant thresholds. Surface developments requiring deeper analysis or management attention.

• Analysis and Communication: Investigate complex portfolio credit and capital markets questions and communicate findings so leadership understands what is changing why it matters and what actions may be appropriate.

• Analytical Frameworks: Develop and maintain consistent frameworks for evaluating portfolio performance key drivers trends risks and opportunities.

• Reporting Strategy and BI Partnership: Define business and analytical requirements for recurring reporting; partner with Business Intelligence on dashboard and report development and to resolve data quality or availability issues that affect analysis.

• AI and Modern Analytical Tools: Use AI and other modern analytical tools to accelerate research analysis and communication.

Required Skills and Experience

• 6 years of relevant professional experience in portfolio management credit finance risk analytics or a related field.

• Demonstrated experience with securitized portfolios forward flow partnerships joint ventures acquired whole-loan portfolios or similar capital markets structures.

• Knowledge of credit and portfolio performance concepts including delinquency losses prepayments repayment behavior vintage performance and portfolio composition.

• Strong analytical judgment and problem-solving skills with the ability to identify key drivers and form well-supported conclusions from complex information.

• Clear written and verbal communication including with senior leadership and cross-functional stakeholders.

• Ability to build effective working relationships across business and technical teams.

• Independence curiosity and sound judgment when working through ambiguous or unfamiliar situations.

• Comfort working with complex financial and portfolio data using Excel SQL and related analytical tools.

• Ability to use AI and other modern analytical tools effectively in research analysis and communication.

Helpful Skills and Experience

• Knowledge of rating agency methodologies investor or counterparty reporting or capital markets documentation.

• Familiarity with Intex or comparable structured finance tools.

• Experience with Snowflake Power BI or comparable data and reporting platforms.

• Exposure to forecasting scenario analysis or other forward-looking analytical techniques.

**Pay Range for this role is - $100000 - $135000 depending on experience

Our benefits package includes medical dental vision HSA and FSA generous earned time off 401K/student loan repayment life insurance & AD&D insurance employee assistance program employee stock purchase program tuition reimbursement performance-based incentive pay short- and long-term disability and a robust wellness program. Click here to learn more about our benefits: Benefits & Perks - Nelnet Inc.

Nelnet is committed to providing a welcoming and respectful workplace where all associates have the opportunity to succeed. As an Equal Opportunity Employer we ensure that all qualified applicants are considered for employment. Employment decisions are made without regard to race color religion/creed national origin gender sex marital status age disability use of a guide dog or service animal sexual orientation military/veteran status or any other status protected by federal state or local law. We value the unique contributions of every team member and believe that a positive work environment benefits everyone.

Qualified individuals with disabilities who require reasonable accommodations in order to apply or compete for positions at Nelnet may request such accommodations by contacting Talent Acquisition at

Nelnet is a Drug Free and Tobacco Free Workplace.

Use of Artificial Intelligence in Hiring

We may use automated or artificial intelligence enabled tools to assist with the initial review of applications such as identifying relevant skills or experience. These tools are used to support human review and do not make hiring decisions. A recruiter reviews applications and determines which candidates move forward in the hiring process. For more information see our Privacy Policy and Pre-Use Notice: Automated Tools in Hiring