Risk Analyst

The Risk Management Analyst is responsible for identifying assessing and mitigating financial and operational risks across the organization. This role plays a critical part in protecting the companys portfolio by analyzing lending trends monitoring risk exposure and supporting the development of risk management strategies aligned with business objectives.

• Analyze loan portfolio performance to identify risk trends delinquencies and potential losses
• Develop and maintain risk models reports and dashboards to support decision-making
• Monitor credit risk operational risk and compliance-related exposures
• Collaborate with underwriting collections and compliance teams to improve risk controls
• Support the development and refinement of risk policies and procedures
• Conduct periodic risk assessments and present findings to leadership
• Ensure alignment with internal controls and regulatory requirements

• Bachelors degree in Finance Economics Business or a related field
• 24 years of experience in risk management financial analysis or lending operations
• Strong analytical and quantitative skills
• Proficiency in Microsoft Excel and data analysis tools
• Ability to interpret financial data and communicate insights effectively

• Experience in consumer finance or installment lending
• Familiarity with risk modeling credit scoring or portfolio analytics
• Knowledge of SQL Python or data visualization tools (Tableau Power BI)
• Understanding of regulatory frameworks related to lending

• Base Salary: $70000 $85000 annually based on experience
• Performance Incentive: Annual bonus eligibility up to 1015%
• Total Compensation Potential: $77000 $98000

Benefits Package Includes:

• Medical dental and vision insurance
• 401(k) with company match
• Paid time off and company holidays
• Professional development and certification support
• Career advancement opportunities