Mortgage Collateral Vice President

Location: Orange CA

Duration: Direct Hire

Compensation: $150000 - $180000 (plus bonus) with great benefits

Work Requirements: U.S. Citizen Green Card Holder or Authorized to Work in the United States

Skillset / Experience

Position Overview

A well-established holding company is seeking an experienced Mortgage Collateral Vice President to lead the collateral operations function supporting residential mortgage portfolios. This leadership role is responsible for overseeing collateral integrity document custody investor compliance operational controls and team leadership while ensuring adherence to GSE and investor guidelines. The successful candidate will drive process improvements develop policies and procedures and partner with Capital Markets Treasury and Secondary Marketing to ensure operational excellence.

Key Responsibilities

• Lead mentor and develop high-performing collateral operations teams.
• Oversee GSE pooled loan acquisitions and final pool certification activities.
• Manage collateral requirements for loan re-pools including document defect resolution and curative activities.
• Direct collateral support for investor loan sale transactions including due diligence and document review.
• Ensure collateral documents are collected validated and maintained in accordance with investor and document custodian requirements.
• Develop and manage eNote processes including policies procedures quality control reporting and audit compliance.
• Maintain expertise in residential mortgage collateral documentation and resolve complex collateral issues.
• Build and maintain strong relationships with document custodians investors and third-party collateral vendors.
• Partner with Capital Markets Treasury and Secondary Marketing to support mortgage operations.
• Develop maintain and annually review collateral policies procedures training materials and operational controls.
• Oversee system validations operational reporting pipeline management productivity metrics and service level performance.
• Ensure compliance with investor regulatory and internal operational standards.

Requirements

• Bachelors degree or equivalent combination of education and experience.
• 10 years of experience in mortgage banking finance loan servicing or a related industry.
• 5 years of residential mortgage collateral operations experience.
• 3 years of management or leadership experience.
• Strong knowledge of GSE pool certification mortgage collateral documentation custodial chain of title loan sales and document curative processes.
• Experience managing document custodians and investor collateral requirements.
• Working knowledge of eNotes quality control audit and compliance processes.
• Proficiency with Microsoft Office including Excel Word and Outlook.
• Excellent leadership communication analytical and relationship management skills.
• Ability to interact effectively with executive leadership and serve as a subject matter expert on collateral operations.