Financial Analyst

Position Summary

The Financial Analyst supports Cinchs FP&A Reporting and General & Administrative functions by delivering accurate financial reporting thoughtful analysis and practical business insights. This role combines core FP&A responsibilities with month-end and accounting support to help business leaders understand performance manage expenses improve forecasts and make informed decisions that contribute to profitable growth. Additionally this individual will assist with Claims calculations and reporting as well as Claims Operations as needed.

The Financial Analyst works closely with Finance and cross-functional partners to analyze results prepare budgets and forecasts support the financial close and strengthen reporting processes. The role also helps build team capacity and continuity by documenting processes cross-training critical activities and applying current analytical automation and approved AI-enabled tools to improve speed accuracy and insight.

Key Responsibilities

Financial Analysis & Business Partnership

• Provide financial support to G&A leaders developing an understanding of key business drivers operating trends expenses and performance outcomes.
• Analyze actual results against budget forecast prior year and business expectations; identify underlying drivers risks opportunities and recommended actions.
• Prepare clear financial analyses reports and presentations that translate data into practical insights for Finance and business stakeholders.
• Partner cross-functionally to evaluate initiatives operating decisions productivity opportunities and other business needs through sound financial analysis.
• Respond to routine and ad hoc requests with timely accurate and decision-useful information.
• Provide required support to Claims calculations and analyses and Claims Operations

Budgeting Forecasting & Performance Reporting

• Support the annual budget periodic forecasts and long-range planning processes for assigned functions including expenses headcount claims-related costs and other key drivers.
• Maintain financial models assumptions schedules and supporting documentation used in planning and forecasting.
• Produce monthly reporting packages that include key metrics financial results variance explanations and forward-looking risks and opportunities.
• Support monthly business reviews and other leadership updates by preparing accurate analyses exhibits and commentary.
• Monitor performance trends and develop reporting that improves visibility accountability and forecast accuracy.

Month-End Close Accounting Support & Controls

• Support month-end close activities including accruals reclassifications reconciliations financial statement review and analysis of actual results versus plan.
• Reconcile financial and operational data research discrepancies and coordinate with Accounting and business partners.
• Provide back-up coverage for critical day-to-day and month-end finance activities to reduce single-point-of-failure risk across the team.
• Maintain accurate records source documentation model controls and audit-ready support for assigned analyses and transactions.
• Apply GAAP company policies and established review procedures when preparing financial information and recommendations.

Data Automation & Continuous Improvement

• Use Excel financial systems business-intelligence tools and other data sources to collect validate analyze and visualize financial and operational information.
• Identify opportunities to streamline standardize and automate recurring analyses reconciliations reporting and planning workflows.
• Use approved AI-enabled tools to accelerate analysis identify patterns improve productivity and strengthen business insights; validate outputs and protect confidential information in accordance with company policy.
• Document key processes assumptions and procedures and participate in cross-training to strengthen team capacity knowledge transfer and business continuity.
• Model Cinchs values through collaboration transparent communication accountability continuous learning and a solutions-focused approach that contributes to a winning culture.
• Perform other duties as assigned.

Qualifications

• Bachelors degree in Finance Accounting Economics Business Analytics or a related field required.
• 3 years of relevant experience in corporate finance FP&A accounting business analytics or a related discipline.
• Working knowledge of financial statements month-end close processes reconciliations budgeting forecasting variance analysis and GAAP.
• Experience supporting claims operations G&A insurance warranty home services consumer services or another transaction-based business preferred.
• Advanced Microsoft Excel skills and proficiency with PowerPoint required.
• Experience with financial and reporting systems such as Oracle Hyperion MicroStrategy Power BI Tableau or similar platforms preferred.
• Experience with financial modeling scenario analysis data visualization process automation or AI-enabled analytical tools preferred.

Core Competencies

• Strong analytical problem-solving and critical-thinking skills with careful attention to accuracy and detail.
• Ability to interpret financial and operational data identify meaningful trends and communicate findings clearly to business stakeholders.
• Strong organization and time management with the ability to manage multiple priorities and meet recurring deadlines.
• Collaborative and customer-focused approach with the confidence to ask questions challenge assumptions constructively and recommend solutions.
• High level of ownership accountability integrity curiosity and follow-through.
• Ability to learn new business areas systems and processes quickly and work effectively in a fast-paced changing environment.

Measures of Success

• Accurate and timely completion of assigned forecasts reporting close support reconciliations and analyses.
• Clear insights that help Channel and G&A leaders understand performance and make better operating and resource decisions.
• Improved forecast accuracy expense visibility reporting quality and accountability for assigned business areas.
• Documented processes and effective cross-training that reduce single-point-of-failure risk and improve continuity across the Finance team.
• Increased efficiency through standardized automated and AI-enabled workflows with appropriate validation and controls.
• Strong cross-functional relationships and consistent contribution to a collaborative accountable and winning culture.

Required Experience:

IC