Commercial Loan Officer

The Commercial Loan Officer is responsible for developing new client relationships to increase the loan portfolio and associated deposit balances.

ESSENTIAL FUNCTIONS

• Develop a diverse commercial loan portfolio through actively seeking new business.
• Assist in all phases of the loan life cycle (from application to close) by:
  • Identifying and evaluating commercial loan opportunities.
  • Present and recommend appropriate loans to the Banks credit committee.
  • Compile necessary information needed for underwriters to accurately evaluate the deal.
  • Consistently communicate with the borrower and Bank staff throughout the loan process.
  • Work with the loan closing team and Banks attorney to close the loan.
• Meet and exceed annual lending goals set forth by the Bank.
• Understand Bank credit policy as well as regulatory requirements to ensure all loans are in compliance.

JOB QUALIFICATIONS

• 5 years of commercial lending experience including both C&I and CRE loans
• Strong understanding of credit risk and sound underwriting principles.
• Strong understanding of the Banking industry and the regulatory requirements associated with it
• Bachelors degree in Business Finance and/or Accounting preferred
• Excellent communication and organization skills.
• Strong analytical and computer skills including Microsoft Office products and lending programs
• Proven track record of relationship/portfolio management as well as loan origination