Backend Software Engineer Evergreen Posting

Self Financial is a venture-backed high-growth FinTech company with a mission to increase economic inclusion and financial resilience by empowering people to build credit and build savings.

Were looking for people who share our passion and are driven to tackle challenges find solutions and make the financial space better for the communities we serve.

Our team is passionate about challenging the status quo of the credit industry by providing people accessible tools to take control of their credit. Executing on our mission requires deep collaboration across our teams to ensure our products reach the people who can benefit from them the most particularly the 100 million Americans who have no or low credit.

We celebrate diversity and are committed to creating an inclusive environment for all employees. To that end we seek to recruit develop and retain the most talented people from a diverse candidate pool.

Backend Software Engineer - Evergreen Posting

This posting is evergreen meaning were building a pipeline of strong candidates for anticipated openings on this team rather than filling a single immediate role. We may reach out now or in the future as positions become available.

Please note: we are only able to consider candidates who are U.S. citizens or current green card holders and we are not able to provide visa sponsorship of any kind at this time including for current or future employment.

About the role

As a Backend Software Engineer and Self youll build and own the services and APIs that power Self Financials mobile app and web experiences working alongside a high-performing team of engineers. This role is designed for someone who can operate independently make sound technical tradeoffs and mentor engineers earlier in their careers. Youll contribute to backend services and APIs strengthen the teams approach to distributed systems and scalability and build high-quality software in a fast-paced collaborative environment with frequent releases.

We care deeply about creativity quality learning and delivering reliable secure systems to a large customer base.

What youll do

• Design build and maintain backend services and APIs using Python Flask and FastAPI with real ownership over your area of the system.
• Design and implement REST endpoints consumed by web and mobile clients with an eye toward scalability and long-term maintainability.
• Work with relational databases (PostgreSQL/MySQL) to model data write efficient queries and make sound schema and indexing decisions.
• Integrate with third-party services such as payment processors credit bureaus messaging and analytics tools.
• Write clean maintainable code and provide thoughtful constructive code reviews for other engineers.
• Apply and help reinforce best practices for testing security performance and safe releases across the team.
• Collaborate with Product Design Frontend Engineering QA and your engineering manager to scope and ship user-focused improvements.
• Debug complex issues dig into unfamiliar parts of the codebase and deepen the teams understanding of Selfs backend architecture.
• Contribute to team rituals documentation and continuous improvement and help raise the technical bar for those around you.

What you bring

• 5 years of professional software engineering experience including meaningful ownership of backend services in production.
• Strong working knowledge of Python and solid understanding of web application fundamentals.
• Solid understanding of REST APIs and how backend services communicate with clients and other systems including tradeoffs in API design.
• Comfort with Git and common software development workflows including code review and collaborative development practices.
• A track record of writing reliable tested secure and maintainable code.
• Strong communication skills and the ability to work independently while collaborating effectively with a cross-functional team.

What makes you stand out

• Professional experience with Flask or FastAPI in production environments.
• Experience using agentic engineering tools (e.g. Claude OpenAI/Codex Copilot) to accelerate development workflows.
• Bachelors degree in Computer Science Software Engineering a related technical field or equivalent practical experience preferred.
• Strong experience with SQL and relational database design including performance tuning.
• Experience with cloud platforms (AWS preferred) containers (Docker) or message queues in production systems.
• A track record of mentoring other engineers or leading technical initiatives even informally.
• Personal professional or open-source projects that demonstrate strong backend craftsmanship and system design thinking.

Anticipated salary range for this level position: $00 annually. Individual pay and level is based on factors unique to each candidate including skill set experience and other job-related reasons.

We have the compensation and benefits you expect. But theres one thing that Self Financial can offer that many companies cannot: we can positively change the world while making a profit. We are a team of Builders empowering our customers to build their dreams. We have a Do the Right Thing ethos in all that we do and we hope you value that approach too.

Our perks include:

• Company equity in the form of Stock Options
• Performance-based bonuses
• Generous employer-paid health vision and dental insurance coverage
• Flexible vacation policy
• Educational assistance
• Free gym membership
• Casual dress code
• Team building events and activities
• Remote work arrangements/ flexible work schedule
• Paid parental leave

Self Financial requires all employees hired to successfully pass a background check.

We are an Equal Opportunity Employer.

At this time we are only able to consider applicants who are U.S. Citizens or Green Card Holders for employment opportunities. We appreciate your understanding.