Associate, Credit Analysis
Chicago, IL - USA
Job Summary
Position will research and analyze the assigned industries to identify potential investment opportunities and monitor existing investments in the Broadly Syndicated Loan Market.
- Monitor respective investments in the Business Services sector within the leveraged loan market.
- Present written analysis on individual credits including but not limited to; identification of strengths/weaknesses mitigants to weaknesses business outlook industry dynamics company management deal sponsor capital structure key credit agreement terms collateral profile cash flow projections/sensitivity analysis comparable analysis and relative value.
- Research investments incorporating fundamental analysis of companies within the leveraged loan space. Specifically the analyst will be responsible for building/maintaining financial models preparing written investment memoranda and quarterly/annual portfolio management reports.
- Assist in preparation of sector presentations on a periodic basis providing current state of industry company comparisons valuations new ideas trends etc. to the Investment Committee.
- Maintain high level of knowledge on current/evolving industry trends and monitor primary and secondary credit market activity in the leveraged loan/high yield space via networking/conversation with research analysts third parties and colleagues within the leveraged loan space.
- Bachelors degree in business finance or related field of study.
- 2 to 5 years of experience in credit markets including formal credit training financial analysis and modeling broadly syndicated loan market experience preferred but not necessary.
- Prior investment banking experience a plus.
- CPA CFA and/or MBA a plus.
- Demonstrated understanding of GAAP principles/financial analysis/valuation/modeling.
- Ability to forecast/project based on drivers of applicable business.
- Demonstrated ability to interpret/analyze Quality of Earnings reports; understand/opine on Adjustments to EBITDA.
- Ability to perform Discounted Cash Flow Analysis/NPV analysis.
- Ability to assess Relative Value based on yield calculations internal/external ratings considerations and credit metrics.
- Ability to interact with outside institutions in professional manner seeking guidance from research analysts/market color from capital markets professionals.
- Ability to write correspondence and/or reports.
- Ability to effectively present information to customers clients and other employees of the organization.
- Ability to read analyze and interpret financial reports and/or legal documents.
- Demonstrated competence with respect to overall macro factors and subsector trends/allocations.
- Demonstrated competence with Microsoft Excel Word PowerPoint.
- Demonstrated competence/curiosity with Artificial Intelligence (CoPilot Claude GPT etc).
- Demonstrated competence in use of Bloomberg Capital IQ.
- Demonstrated competence with Moodys/S&P online platforms for ratings/industry analysis.
- Ability to learn/adapt to technological platforms OFS employs on proprietary basis.
At CIM we believe our success stems from our collective efforts and we are committed to providing well-rounded support and resources for our addition to a competitive compensation plan CIM offers a comprehensive benefits program for employees to thrive both inside and outside of work. Eligible employees can enjoy a wide range of benefits including:
- A variety of Medical dental and vision benefit plans
- Health Savings Account with a generous employer contribution
- Company paid life and disability insurance
- 401(k) savings plan with company match
- Comprehensive paid time off including: vacation days 10 designated holidays sick time and bereavement leave
- Up to 16 hours of volunteer time off
- Up to 16 weeks of Paid Parental Leave
- Ongoing professional development programs
- Wellness program including monthly and quarterly prizes
- And more!
Required Experience:
IC
About Company
CIM Group is an owner, operator, lender and developer of real assets with broad expertise in real estate, infrastructure and credit. Learn More!