Asset Liability Management (ALM) Associate Balance Sheet Analytics

At PNC our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected valued and have an opportunity to contribute to the companys success. As a ALM- Associate Balance Sheet Analytics within PNCs Finance organization you will be based in Cleveland OH or New York City NY.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description
As an ALM Associate in PNCs Chief Investment Office you will be responsible for the monthly valuation of several products on PNCs balance sheet and the interest rate risk exposure resulting from those products. This will include ensuring proper capture of balance sheet data understanding position change drivers ensuring proper model setup and attribution of model changes. You will also be responsible for being able to produce the daily balance sheet analytics.

Job Responsibilities
Own the liability categories on the balance sheet including transaction deposits time deposits borrowings and other liabilities.
Produce timely packages of deposit data and analytics.
Perform the daily balance sheet analytics process ensure proper outputs and be able to communicate changes and escalate issues to senior managers.
Support the team with requests from market risk model risk audit and external regulators for your areas of responsibility.
Maintain robust technical documentation operating procedures controls and backup coverage for critical processes under your span of responsibility.
Collaborate with modeling team on model enhancements.
Identify and implement automation and AI-driven opportunities while maintaining appropriate controls transparency and production stability.

Required Qualifications
Bachelors degree in finance accounting economics mathematics computer science or similar.
Moderate experience with SQL and Microsoft Excel.
Strong analytical problem-solving and communication skills with the ability to explain technical concepts to business and risk stakeholders.
Demonstrated attention to detail and the ability to manage independent time-sensitive deliverables.

Preferred Qualifications
Prior experience in ALM balance sheet management treasury market risk or interest rate risk.
Hands-on experience with Quantitative Risk Management (QRM) software and knowledge of QRM valuation economic value of equity duration of equity net interest income key-rate risk balance sheet forecasting analytics reporting and output structures.
Solid understanding of financial statements balance sheet products (loans deposits fixed-income securities derivatives) and interest rate risk concepts.
Experience or interest in use of AI for automation purposes

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

• Using independent judgement on methods performs financial analysis conducts research and prepares reports. Performs due diligence and statistical analysis related to the balance sheet. Participates in stress testing efforts.
• Based on own discretion researches and collects information for PNCs balance sheet.
• Manages and performs defined procedures analysis and report preparation for decision making tasks. Performs data aggregation and quality assurance to ensure timely and accurate management reporting.
• Prepares and aggregates data for modeling activities. Reconciles and performs quality review of data.
• Consult with lines of business in responding to various ALM requirements.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNCs Enterprise Risk Management Framework.

Successful candidates must demonstrate appropriate knowledge skills and abilities for a role. Listed below are skills competencies work experience education and required certifications/licensures needed to be successful in this position.

Balance Sheets Bookkeeping Budget Management Cash Flow Statements Corporate Accounting Financial Operations Managerial Finance Public Accounting Revenue Recognition

Accuracy and Attention to Detail Asset and Liability Management (ALM) Data Gathering and Reporting Effective Communications Financial Analysis Financial Forecasting and Modeling Financial Services Industry Market Risk Regulatory Environment - Financial Services

Roles at this level typically require a university / college degree with 2 years of relevant professional lieu of a degree a comparable combination of education job specific certification(s) and experience (including military service) may be considered.

Bachelors

No Required Certification(s)

No Required License(s)

No Required or Preferred Language Assessments

Base Salary: $75000.00 $150000.00

Salaries may vary based on geographic location market data and on individual skills experience and education.

Generally this opening is expected to be posted for two business days from 09/14/2026 although it may be longer with business discretion.

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature) dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption surrogacy and doula reimbursement; educational assistance including select programs fully paid; a robust wellness program with financial incentives.

In addition PNC generally provides the following paid time off depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year unless otherwise required by law; between 15 to 25 vacation days each year depending on career level; and years of service.

To learn more about these and other programs including benefits for full time and part-time employees visit.

If an accommodation is required to participate in the application process please contact us via email at . Please include accommodation request in the subject line title and be sure to include your name the job ID and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call and say Workday for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

PNC provides equal employment opportunity to qualified persons regardless of race color sex religion national origin age sexual orientation gender identity disability veteran status or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and for any registered role the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA) which prohibit the hiring of individuals with certain criminal history.

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.