Senior Associate, EMEA FCC Monitoring & Testing

Airwallex is the AI-native financial operating system for a real-time intelligent economy. More than 676000 businesses including McLaren Racing Qantas SHEIN and TikTok use us directly or through our platform partners to run their financial operations or build and monetize financial products of their own.

We started in Melbourne in 2015 to build the infrastructure global commerce runs on. Were the regulated backbone behind global payments: not by accident but by design. A decade plus 85 licenses and a financial infrastructure spanning North America Europe the Middle East and Asia-Pacific.

Were co-headquartered in San Francisco and Singapore with more than 2300 people across 27 offices. We hire builders with founder-level energy people who move fast with good judgment dig in with real curiosity and make calls from first principles rather than waiting to be told what to do. Read our operating principles to see it in full.

About the Team

The Financial Crime Compliance (FCC) team at Airwallex is a strategically vital function operating under a clear Three Lines of Defence model. As the independent second line FCC owns the global AML/CTF programme sanctions framework risk assessment methodology and governance infrastructure across all global entities. As Airwallex scales into new markets and deepens its engagement with global regulatory bodies we are building a world-class compliance organization capable of managing complex financial crime risks at scale. This is an environment where you will tackle high-impact challenges shape global fintech risk strategies and help establish foundations for long-term growth.

What youll do

As Manager FCC Monitoring & Testing EMEA you will shape and scale Airwallexs global financial crime compliance monitoring and testing framework establishing a rigorous data-driven second-line assurance function. You will independently validate the design and operating effectiveness of AML Sanctions and KYC/KYB controls across all production environments and establish a monitoring framework and associated metrics to support executive decisioning and ongoing maintenance of program and control operating effectiveness. You will work closely with the broader FCC organization Product Engineering Operations and regional leadership to turn testing insights into operational accountability robust remediation and a defensible compliance posture before global regulators and institutional banking partners.

This role covers the EMEA region and is based in London or this role you will be a key part of a global team collaborating closely across regions to drive consistent FCC Monitoring & Testing standards.

Responsibilities:

• Contribute to the strategic development execution and continuous evolution of Airwallexs Global FCC Monitoring & Testing Programme establishing robust risk-based testing methodologies and annual plans for independent second-line assurance.

• Design comprehensive testing frameworks to validate core compliance controls across customer onboarding periodic reviews sanctions screening transaction monitoring and regulatory reporting workflows ensuring coverage keeps pace with product and market expansion.

• Oversee the ongoing FCC monitoring program for EMEA including establishment of KPIs and operating effectiveness metrics.

• Advance the transition from traditional sample reviews toward continuous data-enabled assurance by leveraging data analytics system logs and automated testing scripts to evaluate compliance control performance at the population level.

• Oversee the independent validation of system-encoded controls including transaction monitoring thresholds screening logic and customer risk-rating models ensuring systems function as intended without logic drift or hidden control gaps.

• Translate complex testing outcomes and thematic trends into clear decision-useful reporting for executive leadership and governance forums providing constructive challenge to stakeholders and tracking the root-cause remediation of control deficiencies.

• Represent the FCC monitoring and testing function during regulatory examinations internal or external audits and banking partner reviews confidently defending testing methodologies and control evidence.

Who you are

Were looking for people who meet the minimum requirements for this role. The preferred qualifications are great to have but are not mandatory.

Minimum qualifications:

• Bachelors degree in Finance Accounting Law Information Systems Business Administration or a related quantitative/analytical discipline.

• CAMS certification or an ICA International Diploma in Governance Risk and Compliance (or equivalent professional credential).

• 7 years of experience within FCC quality assurance compliance monitoring internal audit or a related second/third-line control function inside a fintech payments or highly regulated banking environment.

• Strong technical knowledge of financial crime controls across transaction monitoring sanctions/PEP screening customer due diligence and digital KYC/KYB workflows.

• Proven mastery of risk-based testing methodologies including scoping sampling design and operating effectiveness assessments issue writing and remediation validation.

• A high-ownership pragmatic approach with excellent written communication and stakeholder management skills to challenge senior partners constructively and drive operational accountability.

Preferred qualifications:

• Advanced degree such as an MBA Masters in Regulatory Compliance Risk Management or a related field.

• Professional assurance or audit certifications such as CAMS-Audit CISA or CIA.

• Strong fintech and platforms experience including exposure to cloud-native API-driven high-growth global environments with significant cross-border transaction volume.

• Strong data literacy including comfort using SQL Python BI dashboards or automated tools to support continuous control validation and population-based testing.

• Experience partnering directly with Product Data Science and Engineering teams to validate automated rules model-driven controls and rapid deployments within an agile product lifecycle.

To protect you from recruitment scams please be aware that Airwallex will not ask for bank details sensitive ID numbers (i.e. passport) or any form of payment during the application or interview process. All official communication will come from an @ email address. Please apply only through or our official LinkedIn page.

Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition regardless of any other provision to the contrary.

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit qualifications competence and talent. We dont regard color religion race national origin sexual orientation ancestry citizenship sex marital or family status disability gender or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation please let us know.

Required Experience:

Senior IC