Analyst, Business Banking
Job Summary
Supports the Enterprise Banking Hub with day-to-day portfolio administration client servicing sales operations and credit management. Ensures that client requests are fulfilled efficiently portfolio risks are actively managed and all regulatory and compliance requirements are met.
- Manage and resolve client queries service requests and complaints within agreed turnaround times.
- Support Relationship Managers in achieving portfolio growth sales revenue and client-service targets.
- Identify capture and refer sales opportunities and maintain accurate pipeline and client information.
- Analyse financial information and support the preparation of high-quality credit applications.
- Monitor excesses credit limits annual reviews and conditions of approval to maintain a healthy portfolio.
- Coordinate with internal product credit and support teams to deliver seamless client solutions.
- Complete account-opening and portfolio-maintenance activities accurately and on time.
- Ensure compliance with banking policies credit standards and applicable regulatory requirements including KYC and AML controls.
Qualifications :
- A first degree in Business Commerce or a related discipline from a recognised Institute.
- Atleast four years relevant banking experience including exposure to account analysis lending principles credit applications sales and client servicing.
- Experience in an account support client service support credit or retail credit collections environment.
- Strong analytical ability and sound interpretation of financial and portfolio data.
- Client focus clear communication and confidence in engaging internal and external stakeholders.
- Good knowledge of business banking products account-opening processes and product-related systems.
- Strong risk awareness attention to detail and disciplined adherence to procedures.
- Effective planning prioritisation problem-solving and delivery against deadlines.
- A proactive mindset willingness to learn and commitment to continuous improvement.
Technical Competencies:
- Analysing and Interpreting Information
- Banking Process & Procedures
- Client Servicing
- Continuous Process Improvement
- Query Resolution
- Risk Identification
- Verbal Communication
Behavioural Competencies:
- Adopting Practical Approaches
- Checking Things
- Documenting Facts
- Embracing Change
- Following Procedures
- Meeting Timescales
- Resolving Conflict
Remote Work :
No
Employment Type :
Full-time
About Company
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients ... View more