Senior Data Scientist

Were on a mission to make money work for everyone.

Were waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card our product offering has grown a lot in the last 10 years in the UK. As well aspersonal and business bank accounts we offer joint accounts accounts for 16-17 year olds a free kids account and credit cards in the UK with more exciting things to come beyond. Our UK customers can also save invest andcombine their pensions with us.

With our hot coral cards and get-paid-early feature combined with financial education on social media and our award winning customer service we have a long history of creating magical moments for our customers!

Were not about selling products - we want to solve problems and change lives through Monzo

Barcelona Spain Base salary for this role is depending on experience Incentive Awards tied to your performance benefits
Hybrid model: 3 days a week in the office

About our Data Science Teams:

Were looking for a Senior Product Data Scientist excited to help build the bank of the future. Youll have the opportunity to super charge our user engagement and help us to build a bank that customers truly love.

At Monzo were building a bank that is fair transparent and a delight to use. Were growing extremely fast and have over 15 million customers in the UK. Weve built a product that people love and more than 80% of our growth comes from word of mouth and referrals.

We have a strong culture of data-driven decision making across the whole company. And were great believers in powerful real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives data scientists the head space to focus on more impactful business questions and analyses.

How we hire

We are excited to be expanding and are hiring for multiple roles across our Data Science teams! Whether your interests lie in Borrowing Growth Payments Fincrime Wealth or Core we are looking for talented individuals with a versatile skill set to contribute across our squads. While we allocate teams after the interview process we aim to match your skills and aspirations with the most suitable role. Throughout the process you will meet team members from across our Data Science collectives who will guide you through the opportunities available. Join us and be part of shaping our future!

Your day-to-day

Your day-to-day Applying your expertise in quantitative analysis data mining and the presentation of data to see beyond the numbers and understand how our users interact with our products and how those insights can inform our product strategy Guide and enable product teams to measure things that matter; initiate or help run A/B experiments to keep improving everything we do Drive together with the finance team a unified company-wide understanding of the lifetime value of our users and how different product features are impacting user profitability Liaise with engineers to keep making sure we collect the right data to produce relevant business insights

You should apply if:

• Youre impact driven and eager to have a real positive impact on the company product users and very importantly your colleagues as well
• Youre commercially minded and can put numbers into business perspective
• Youre as comfortable getting hands-on as taking a step back and thinking strategically
• You have a self-starter mindset ; you proactively identify issues and opportunities and tackle them without being told to do so
• Youre a team player whom your colleagues can rely on
• You have solid grounding in SQL and preferably Python
• You have experience in conducting large scale A/B experiments

The Interview Process:

Our interview process involves three main stages:

1. Recruiter Call
2. Initial Call
3. Technical Interview
4. Final Interview including a case study and collaboration interview

Our average process takes around 2-3 weeks but we will always work around your availability.
You will have the chance to speak to our recruitment team at various points during your process.

Whats in it for you:

Base salary for this role is depending on experience Incentive Awards tied to your performance benefits

Barcelona Spain

We offer flexible working hours and trust you to work enough hours to do your job well at times that suit you and your team.

Learning budget of 1200 a year for books training courses and conferences

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Equal opportunities for everyone

Diversity and inclusion are a priority for us and were making sure we have lots of support for all of our people to grow at Monzo. At Monzo were embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

Were an equal opportunity employer. All applicants will be considered for employment without attention to age ethnicity religion sex sexual orientation gender identity family or parental status national origin or veteran neurodiversity or disability status.

If you have a preferred name please use it to apply. We dont need full or birth names at application stage