The role is responsible for leading the design and delivery of technology solutions within Cards IT that align with the organizations enterprise architecture strategy and standards. It ensures that all solutions are robust scalable secure and cost-effective while meeting business requirements and supporting digital transformation initiatives. In addition the role drives the successful delivery of core projects where necessary providing technical leadership and oversight to ensure timely high-quality outcomes. The position also guides solution architects promotes architectural compliance and collaborates with stakeholders to deliver innovative and sustainable IT solutions within the defined enterprise architecture framework.
Strong knowledge of card systems and transaction flows with expertise in operations processing reconciliation connectivity and certification plus experience across retail banking and core systems such as loans LOS ATMs and core banking platforms.
Experience with core banking and card system integrations including third-party service providers and payment networks.
Strong ability to translate complex business requirements into clear comprehensive solution designs and functional specifications ensuring alignment with enterprise architecture standards and Cards domain needs.
Strong stakeholder management skills across business technology vendors and operations.
SCORECARD DIMENSIONS
Key-in the data relevant to the job
Financial Perspectives:
Achieve cost efficiency in solution designs.
Customer Perspectives:
Positive feedback from business stakeholders on solution quality and timeliness.
Business Process and Initiatives:
95% of projects pass Architecture Review Board without major deviations.
90% of critical initiatives delivered on time and meeting NFRs (performance resilience).
Talent Engagement:
Conduct at least 4 architecture knowledge-sharing sessions per quarter; maintain updated templates and standards.
Requirements
Accountability
Supporting Activities
Outcome/ deliverables
1. Architecture Alignment & Governance
Translate enterprise architecture (EA) standards into Cards IT-specific reference architectures and patterns.
Lead/participate in Architecture Review Forums (SDRF EASF EAC).
Maintain Cards ITarchitecture roadmaps aligned to cloud security data and integration strategies.
Updated widely adopted architecture repository and templates.
Experience in leading solutions across cards and financial services including issuing authorization settlement lifecycle disputes tokenization fraud controls as well as retail banking systems such as loans LOS ATMs and core banking.
Running Architecture Review Boards/design gates; enforcing standards across multiple squads.
Deep experience with API-led integration (REST/GraphQL) event-driven patterns (Kafka/RabbitMQ) microservices service mesh container orchestration (Kubernetes/OpenShift).
Observability (logs/metrics/traces) capacity planning and SRE/operability considerations.
Authority to approve high-level and detailed solution designs for Cards IT projects ensuring compliance with enterprise architecture standards and security requirements.
Authority to decide on technology components integration patterns and vendor technical solutions within the Cards IT domain subject to alignment with enterprise architecture and budget constraints.
KEY CHALLENGES
Describe major challenges that this incumbent will or may face that might hinder his/her success
Ensuring all solutions comply with enterprise architecture standards while meeting aggressive timelines for Cards IT projects.
Aligning diverse priorities from business operations compliance and technology teams without compromising design integrity.
KEY STAKEHOLDERS
State both internal and external stakeholder that this incumbent will be liaising with and the nature of the engagement
Internal Stakeholders:
Business Units
Enterprise Architect Teams
Application Development QA and DevOps
Technology Risk Security and Compliance Teams
External Stakeholders:
Payment networks and third-party integration partners
KEY SUCCESS FACTORS OF THE INCUMBENT
Describe the traits of the incumbent that would be successful in this role
Can balance long-term architectural alignment with short-term project delivery needs.
Comfortable making decisions and driving consensus in complex multi-party environments.
Understands both legacy systems and modern architectures (cloud microservices APIs).
Open to adopting emerging technologies and evolving architecture practices.
Calm structured problem-solving approach under pressure.
Clear communicator who bridges business and technology effectively.
High ownership mindset with attention to detail and delivery discipline.
Required Skills:
Business Requirement Study Study and analyze requirements. Reference As Is. Find out details from existing process /stakeholders Translate business requirements to become list of system features needed Requirements are scoped as per business needs and able to achieve end target state. Finalized business requirements for FSD preparation. Impact & Risk Analysis Conduct Impact & Risk Analysis studies Develop list of IT system changes (existing and/or new) needed including the functional flow between the systems Ensure the functional requirement specifications include both system and manual processes to mitigate the risk factor of the project. Highlight and share the impact and key risk to business. Functional Specifications Development Review the documentation of Functional specifications is complete with proper analysis to avoid change requests and able to be understood by Developer / Vendor. Assist to conduct FSD walk-through Interface with all areas affected by the project Participate in project meetings and provide ongoing clarity and guidance on functional solution design to technical delivery team Delivery of high-quality Functional Requirement Specs to Technical team within the agreed timelines. Ensure the changes or requirements are clearly communicated to the stakeholders. Ability to derive specifications to map requirements from any source system to any destination system System Testing Prepare test cases and/or test Scripts Walk-through testing scope and expectations with business users Manage the UAT process to ensure end-to-end testing is covered to avoid production issues. Problem Resolution Identify potential problems and formulate pre-emptive mitigation plans. Involve in post implementation and production support. Analyses problems identifies core issues investigates evaluates and integrates information. a) Degree in Computer Science Information Technology or related field b) Minimum 5 years of working experience as a business / functional solution analyst in one or multiple IT areas c) Experience in hands on functional design prototyping testing and other implementation activities a) Knowledgeable of core banking product and system integration b) Experienced in gathering analysing business requirements followed by assessing system impact developing system functional solution design alternatives c) Able to work in a fast-paced dynamic environment with cross-functional teams internally d) Able to manage activities across multiple projects simultaneously e) Strong analytical and problem-solving skills are required f) Must possess strong communication and interpersonal skills g) Ability to work collaboratively within a team environment of cross functional and cross vendor teams and deliver to aggressive timelines Team player who responds quickly to the needs of the stakeholders
The role is responsible for leading the design and delivery of technology solutions within Cards IT that align with the organizations enterprise architecture strategy and standards. It ensures that all solutions are robust scalable secure and cost-effective while meeting business requirements and su...
The role is responsible for leading the design and delivery of technology solutions within Cards IT that align with the organizations enterprise architecture strategy and standards. It ensures that all solutions are robust scalable secure and cost-effective while meeting business requirements and supporting digital transformation initiatives. In addition the role drives the successful delivery of core projects where necessary providing technical leadership and oversight to ensure timely high-quality outcomes. The position also guides solution architects promotes architectural compliance and collaborates with stakeholders to deliver innovative and sustainable IT solutions within the defined enterprise architecture framework.
Strong knowledge of card systems and transaction flows with expertise in operations processing reconciliation connectivity and certification plus experience across retail banking and core systems such as loans LOS ATMs and core banking platforms.
Experience with core banking and card system integrations including third-party service providers and payment networks.
Strong ability to translate complex business requirements into clear comprehensive solution designs and functional specifications ensuring alignment with enterprise architecture standards and Cards domain needs.
Strong stakeholder management skills across business technology vendors and operations.
SCORECARD DIMENSIONS
Key-in the data relevant to the job
Financial Perspectives:
Achieve cost efficiency in solution designs.
Customer Perspectives:
Positive feedback from business stakeholders on solution quality and timeliness.
Business Process and Initiatives:
95% of projects pass Architecture Review Board without major deviations.
90% of critical initiatives delivered on time and meeting NFRs (performance resilience).
Talent Engagement:
Conduct at least 4 architecture knowledge-sharing sessions per quarter; maintain updated templates and standards.
Requirements
Accountability
Supporting Activities
Outcome/ deliverables
1. Architecture Alignment & Governance
Translate enterprise architecture (EA) standards into Cards IT-specific reference architectures and patterns.
Lead/participate in Architecture Review Forums (SDRF EASF EAC).
Maintain Cards ITarchitecture roadmaps aligned to cloud security data and integration strategies.
Updated widely adopted architecture repository and templates.
Experience in leading solutions across cards and financial services including issuing authorization settlement lifecycle disputes tokenization fraud controls as well as retail banking systems such as loans LOS ATMs and core banking.
Running Architecture Review Boards/design gates; enforcing standards across multiple squads.
Deep experience with API-led integration (REST/GraphQL) event-driven patterns (Kafka/RabbitMQ) microservices service mesh container orchestration (Kubernetes/OpenShift).
Observability (logs/metrics/traces) capacity planning and SRE/operability considerations.
Authority to approve high-level and detailed solution designs for Cards IT projects ensuring compliance with enterprise architecture standards and security requirements.
Authority to decide on technology components integration patterns and vendor technical solutions within the Cards IT domain subject to alignment with enterprise architecture and budget constraints.
KEY CHALLENGES
Describe major challenges that this incumbent will or may face that might hinder his/her success
Ensuring all solutions comply with enterprise architecture standards while meeting aggressive timelines for Cards IT projects.
Aligning diverse priorities from business operations compliance and technology teams without compromising design integrity.
KEY STAKEHOLDERS
State both internal and external stakeholder that this incumbent will be liaising with and the nature of the engagement
Internal Stakeholders:
Business Units
Enterprise Architect Teams
Application Development QA and DevOps
Technology Risk Security and Compliance Teams
External Stakeholders:
Payment networks and third-party integration partners
KEY SUCCESS FACTORS OF THE INCUMBENT
Describe the traits of the incumbent that would be successful in this role
Can balance long-term architectural alignment with short-term project delivery needs.
Comfortable making decisions and driving consensus in complex multi-party environments.
Understands both legacy systems and modern architectures (cloud microservices APIs).
Open to adopting emerging technologies and evolving architecture practices.
Calm structured problem-solving approach under pressure.
Clear communicator who bridges business and technology effectively.
High ownership mindset with attention to detail and delivery discipline.
Required Skills:
Business Requirement Study Study and analyze requirements. Reference As Is. Find out details from existing process /stakeholders Translate business requirements to become list of system features needed Requirements are scoped as per business needs and able to achieve end target state. Finalized business requirements for FSD preparation. Impact & Risk Analysis Conduct Impact & Risk Analysis studies Develop list of IT system changes (existing and/or new) needed including the functional flow between the systems Ensure the functional requirement specifications include both system and manual processes to mitigate the risk factor of the project. Highlight and share the impact and key risk to business. Functional Specifications Development Review the documentation of Functional specifications is complete with proper analysis to avoid change requests and able to be understood by Developer / Vendor. Assist to conduct FSD walk-through Interface with all areas affected by the project Participate in project meetings and provide ongoing clarity and guidance on functional solution design to technical delivery team Delivery of high-quality Functional Requirement Specs to Technical team within the agreed timelines. Ensure the changes or requirements are clearly communicated to the stakeholders. Ability to derive specifications to map requirements from any source system to any destination system System Testing Prepare test cases and/or test Scripts Walk-through testing scope and expectations with business users Manage the UAT process to ensure end-to-end testing is covered to avoid production issues. Problem Resolution Identify potential problems and formulate pre-emptive mitigation plans. Involve in post implementation and production support. Analyses problems identifies core issues investigates evaluates and integrates information. a) Degree in Computer Science Information Technology or related field b) Minimum 5 years of working experience as a business / functional solution analyst in one or multiple IT areas c) Experience in hands on functional design prototyping testing and other implementation activities a) Knowledgeable of core banking product and system integration b) Experienced in gathering analysing business requirements followed by assessing system impact developing system functional solution design alternatives c) Able to work in a fast-paced dynamic environment with cross-functional teams internally d) Able to manage activities across multiple projects simultaneously e) Strong analytical and problem-solving skills are required f) Must possess strong communication and interpersonal skills g) Ability to work collaboratively within a team environment of cross functional and cross vendor teams and deliver to aggressive timelines Team player who responds quickly to the needs of the stakeholders
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