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Senior Credit Analyst

EQ Bank

Job Location:

Oakville - Canada

Yearly Salary: $ 70000 - 100000

Posted: 1 May 2026 (30+ days ago)

Application Deadline: 11 October 2026

Vacancies: 1 Vacancy

The job posting is outdated and position may be filled

Job Summary

Why Join EQ and Why This Role at Bennington Financial Corp Matters

At EQ were remaking banking so every Canadian gets ahead every day. Serving nearly 4 million Canadians from coast to coast we offer a wide variety of financial services from banking and lending to trust and credit union solutions.

Weve been at this since 1970 challenging the conventions of traditional banking with smarter faster and more connected financial experiences.

Whats kept us moving The people behind it all: challengers who ask better questions push back on old assumptions and look for a better way forward.

If youre driven to help reshape how banking works for Canadians and the businesses that power our economy this could be your next big opportunity.

We cant wait to get to know you!

About This Role: EQ Bennington Financial Corp Partnership

This position is being recruited by EQ on behalf of our wholly owned subsidiary Bennington Financial Corp. Bennington Financial Corp plays a critical role within EQs ecosystem specializing incommercial equipment financing and leasing. It extends EQs reach beyond traditional banking into a highly specialized and fast-growing segment of the financial services landscape.

Joining Bennington means: Being part of the EQ family with the stability scale and purpose of a leading Canadian challenger bank Working within a specialized entrepreneurial business where your contributions are highly visible and impactful Supporting a business that operates at the intersection of bank-grade governance and commercial finance agility Helping shape compliance risk and operational excellence in a business that directly enables Canadian companies to grow

This role offers the best of both worlds: the backing resources and long-term vision of EQ combined with the pace ownership and influence that comes from working within a focused subsidiary like Bennington. If youre looking for an opportunity where your expertise matters your voice is heard and your work directly supports both innovation and growthBennington Financial Corp powered by EQ is a compelling place to build your next chapter!

Summary:

This full-time position reports to the Director Credit.

The candidate will be responsible for mid-ticket credit adjudication $250000 and up complex deals and making recommendations regarding deal acceptance pricing and structure for all Bennington brands (Equirex Kempenfelt and Bodkin). The candidate will also be responsible for working with our broker partners on each approval until such time as the deal closes. This process may involve making structural changes to the approval negotiating rates and terms to ensure the deal closes and Benningtons best interests are achieved. This negotiation will often take place over the phone with the brokers and/or lessee. Each credit is unique and presents an opportunity to create a custom structured approval within defined guidelines. The Credit Analyst is also required to maintain acceptable default and loss standards as determined by the Bennington senior management team.

The Work!

The successful candidate should have a minimum of 10 years of direct credit analysis experience ideally in the Leasing sector. They must have knowledge of Canadian lease structures and leasing processes have an in-depth ability to read and interpret financial statements and have an attention to accuracy and detail. Incumbents must be willing and able to find a solution with a can do attitude learn and adapt quickly and remain calm under pressure in a deadline oriented environment. Candidates should be able to effectively manage competing priorities and timelines interact and communicate effectively with internal and external customers and work independently without direct supervision. Applicants need to be proficient in Word Excel and be able to learn new systems quickly.

Your Experience:

A university or college degree with a main subject area in Business or Finance is preferred (or equivalent relevant experience). Bilingualism in English and French is an asset.

$70000 - $100000 a year

*** Salary will be based on experience

*** This posting is for an existing vacancy

*** Artificial Intelligence (AI) tools may be used as part of the applicant screening process. However all final hiring decisions will be made by the hiring team to ensure a fair and thorough assessment.

What we offer For full-time permanent roles

Competitive discretionary bonus

RRSP match program

Medical dental vision life and disability benefits

Employee Share Purchase Plan

Maternity/Parental top-up while you care for your little one

Generous vacation policy and personal days

Virtual events and opportunities to connect with colleagues across EQ

The opportunity to help build a new kind of banking experience at one of Canadas leading challenger banks

Equity Diversity & Inclusion

EQ is committed to building an inclusive accessible environment where every employee feels valued respected and supported. We believe our organization is stronger and our people thrive when we honour and celebrate diverse experiences identities and perspectives. Were equally committed to supporting your growth both professionally and personally.

We provide a barrierfree recruitment process and work environment. If you require accommodations at any stage we will work with you to ensure you can bring your best self to the process and beyond.

As part of our recruitment process EQ uses AI to help screen assess and/or select applicants for this position. All AI-enabled outputs are reviewed and validated by our talent team. All candidates considered for hire must successfully complete a criminal background check and credit check. While we appreciate every application an EQ recruiter will contact only those whose skills and experience most closely match the requirements of the role.

EQB Inc. (TSX: EQB) is the parent company of Equitable Bank the countrys seventh-largest Schedule I bank by assets which operates EQ Bank Canadas Challenger Bank. EQB Inc. serves nearly 4 million Canadians and manages approximately $150 billion in combined assets under management and administration.

To learn more visitand.

We may use artificial intelligence (AI) tools to support parts of the hiring process such as reviewing applications analyzing resumes or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed please contact us.

Required Experience:

Senior IC

Apply Now

About Company

EQ Bank

At Equitable Bank, we specialize in providing branchless financial services that meet the unique needs of all Canadians. Our range of mortgages, savings accounts and investment options are designed to offer the right solutions to match any unique circumstance.

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