Fullstack Engineer

At Koalafi we believe in a world where no one has to put an important purchase on hold. Thats why were making it easier for more people to pay for big purchases over time.

Retailers across the country rely on us to offer flexible lease-to-own financing to their non-prime consumers while increasing sales and strengthening customer loyalty. Their 2M customers love us because we provide a flexible way for them to make payments and give them an opportunity to improve their credit. Our 200 Koalafi teammates enjoy inspiring and challenging work that accelerates their careers.

Interested in learning more about how were transforming the financing experience and joining our team

About the Role

Koalafi is looking for Software Engineers to help build and scale the products and platforms that power our financing solutions. As part of a cross-functional team of product managers engineers and technical leadersyoullcontribute to customer-facing applications internal tools and backend services that support critical business functions across the company.

Wereseeking engineers who enjoy solving complex problems building reliable systems and collaborating closely with teammates to deliver meaningful business impact. Depending on team placementyoullwork on a mix of new product development platform enhancements system integrations and modernization efforts that help us deliver a seamless experience for customers merchants and internal stakeholders.

This role offers the opportunity to work across a modern technology stack contribute to both new and existing systems and help shape solutions in a fast-moving environment. Success in this position requires curiosity strong technical fundamentals and the ability to navigate unfamiliar codebases while continuously improving the systems around you.

WhatYoullDo

Build and Deliver

• Design develop andmaintainscalable backend services and APIs
• Build integrations with internal and third-party systems
• Contribute to customer-facing applications and internal tools using modern frontend technologies
• Write clean maintainable and well-tested code
• Participate in the design and implementation of distributed systems workflows and event-driven architectures
• Support initiatives that improve performance reliability and scalability across the platform

Collaborate and Contribute

• Partner with Product Design Compliance and Engineering teammates to deliver high-quality solutions
• Participate in technical design discussions and architecture reviews
• Conduct and receive code reviews with a focus on continuous improvement
• Contribute actively to Agile development processes including planning standups retrospectives and backlog refinement
• Share knowledge and collaborate across teams to solve complex business and technical challenges

Maintain and Improve

• Implement monitoring alerting and observability best practices
• Support operational excellence through troubleshooting incident response and root cause analysis
• Identifytechnical debt and opportunities for system improvements
• Contribute to security compliance and audit requirements as appropriate
• Leverage modern development tools including AI-assisted engineering tools to improve productivity and code quality

About You

• 25 years of professional software engineering experience
• Experience building backend services using Golang
• Working knowledge of REST APIs HTTP/JSON authentication mechanisms and API testing tools
• Experience developing web applications using modern frontend frameworks such as React and TypeScript
• Familiarity with cloud platforms and containerized environments preferably AWS and Kubernetes
• Understanding of software engineering best practices including testing code reviews and CI/CD
• Experience working with relational and/or NoSQL databases
• Ability to navigate existing codebases and contribute effectively to both new and established systems
• Strong communicationand collaboration skills
• Desire to learn grow and take ownership of technical solutions

Preferred Qualifications

• Experience with event-driven architectures and asynchronous messaging patterns
• Experience in fintech lending payments e-commerce or other highly regulated industries
• Familiarity with observability and monitoring platforms
• Experience working with microservices architectures
• Knowledge of cloud security and secrets management
• Interest inleveragingAI tools to accelerate software development

Why choose Koalafi: A career at Koalafi means opportunities to tackle exciting challenges every single day. We take pride in a culture of innovation trust and ownership. Youll get outside your comfort zone build meaningful relationships and most of all take charge of projects that ultimately help people get the things they need most.

Benefits:

At Koalafi you will have a direct impact on our products and help shape the companys success. We offer competitive compensation & benefits packages to keep you at your best:

• Comprehensive medical dental and vision coverage
• 20 PTO days 11 paid holidays
• 401(k) retirement with company matching
• Student Loan & Tuition Reimbursement
• Commuter assistance
• Parental leave (maternal paternal)
• Inclusion and Associate Engagement Programs

Who we are & what we value:

• We focus on whats most important
• We set clear expectations and deliver
• We embrace challenges to reach our full potential
• We ask How can this be better
• We move fast together