Loan Collections Specialist

LendKey is a pioneer in digital network lending empowering more than 400 credit unions and community banks nationwide. With over $8 billion in originated loans and $3.4 billion in serviced assets we provide an integrated platform combining technology operations compliance and capital markets access to help financial institutions compete in the digital age.

The Loan Collections Specialist is responsible for assisting borrowers and cosigners in resolving outstanding loan debt through proactive outreach payment negotiations and exceptional customer service. This role focuses primarily on outbound communication to past-due borrowers to establish payment arrangements process collections and support borrowers in finding appropriate solutions. The ideal candidate will demonstrate empathy strong negotiation skills and professionalism while ensuring compliance with all federal and state regulations.

Compensation:

• Starting at $20/hour
• An additional $1 per hour when working closing shifts
• Monthly bonus up to $800

Location:

• Hybrid work week
• Monday Wednesday in Blue Ash office
• Thursday Friday option to work from home

Why work for us

We have a lot to offer those who are looking to take the next step in their career including:

• Opportunity to join a growing fintech
• Creative and transparent company culture
• Growth potential
• Comprehensive medical dental vision and life insurance benefits
• 21 days of paid time off
• Paid training

What Youll Be Doing:

• Conduct outbound collection calls to borrowers and cosigners on past-due accounts
• Negotiate and establish payment arrangements that align with both borrower capability and company policy
• Counsel borrowers with professionalism and confidence to help them understand repayment options
• Assist with resolving delinquent loan balances through cash collections or forbearance when appropriate
• Demonstrate in-depth knowledge of loan products systems and collections processes
• Maintain confidentiality and security of borrower information at all times
• Problem-solve and perform due diligence to ensure compliance with all federal and state regulations including the Fair Debt Collection Practices Act and bankruptcy laws
• Accurately document all collection activity borrower communications and account updates in the system
• Collaborate with internal teams to resolve borrower concerns and ensure a seamless customer experience
• Meet or exceed established daily weekly and monthly performance goals for collections quality and customer engagement

What Were Looking For:

• Proven ability to counsel problem-solve and negotiate effectively with confidence and professionalism
• Excellent verbal communication and active listening skills
• Strong attention to detail and accuracy in documentation and record-keeping
• Ability to adapt to changing priorities and work in a fast-paced goal-oriented environment
• Courteous empathetic and positive attitude when dealing with challenging conversations
• Previous experience in collections loan servicing or customer support is preferred but not required
• Strong suit basic mathematical proficiency
• 1 year of customer service experience preferred
• Proficiency with computer systems and Microsoft suite with the ability to navigate multiple systems

Culture & Mindset

Were looking for people who care deeply about delivering strong outcomes for customers and supporting their teammates. LendKey was recognized as a 2026 Cincinnati Top Workplace by The Cincinnati Enquirer based on employee feedback.

Youll be successful here if you align with how we work:

• Truthful act with honesty and integrity
• Helpful support teammates clients and customers
• Present show up engaged accountable and committed
• Driven motivated to make an impact
• Diligent thoughtful detail-oriented and reliable

What We Do:

LendKey offers a comprehensive digital platform for private student loans student loan refinancing and home improvement loans allowing community-based financial institutions to expand their portfolios and serve more borrowers without increasing infrastructure. Through our ALIRO platform lenders can efficiently participate in buy and sell loans streamlining portfolio diversification and capital deployment.
For financial institutions LendKey provides turnkey solutions that include:

• End-to-end loan origination and servicing expertise
• Seamless access to a national network of lending partners
• Advanced risk mitigation and compliance support
• Opportunities to efficiently deploy capital and diversify portfolios

For borrowers LendKey delivers:

• Access to affordable competitive student loan products from trusted local lenders
• A simple transparent digital application and servicing experience
• The benefits of community-focused lending with the convenience of modern technology

LendKeys network lending model empowers both lenders and borrowers bridging the gap between local values and national reach.

LendKey is an equal opportunity employer and values diversity at our company. We do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status veteran status disability status or any other basis prohibited by applicable state or federal law. LendKey offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process due to a disability please let us know at Visit for more information.