Senior Credit Manager

Location: Mumbai (Lower Parel)
CTC: Up to 18 LPA
Experience: 5–6 years
Vacancies: 6
Grade: Manager / Senior Manager
Qualification: MBA / CA
Product Focus: Working Capital Loans

The Credit Manager will be responsible for underwriting and credit processing of Working Capital Loan proposals with a focus on larger-ticket corporate exposures. The role will act as a custodian of the overall credit underwriting process while ensuring quality growth and adherence to credit policies.

• Underwrite and process Working Capital Loan proposals in line with defined credit policies and regulatory guidelines.
• Handle larger-ticket proposals with a minimum ticket size of approximately 10 Cr.
• Conduct detailed analysis of financial statements cash flows business performance and repayment capacity.
• Verify KYC financials and other relevant documents for completeness and accuracy.
• Review legal valuation and due diligence reports as part of the credit assessment process.
• Assess business financial industry and credit risks associated with proposals.
• Ensure quality growth of the credit portfolio while maintaining appropriate risk standards.
• Coordinate with Business Credit and other internal stakeholders for smooth processing of proposals.
• Ensure timely completion of credit processes while maintaining underwriting quality.
• Undertake travel to assigned locations as required for business and credit-related activities.

• 5–6 years of relevant experience in Working Capital Loan underwriting / Credit Analysis.
• Experience in handling large-ticket corporate credit proposals preferably 10 Cr and above.
• MBA / CA qualification is mandatory.
• Strong understanding of financial analysis credit assessment working capital products and risk evaluation.
• Excellent written and verbal communication skills.
• Strong stakeholder management and negotiation skills.
• Willingness to travel as required.

• Opportunity to work on large-ticket Corporate Banking and Working Capital exposures.
• Exposure to end-to-end credit underwriting and complex corporate proposals.
• Opportunity to work closely with Business and senior credit stakeholders.
• Strong learning and professional growth opportunities within Corporate Credit.
• Role offering significant ownership in the overall credit underwriting process.

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Subject Line: Application for Credit Manager – Corporate Banking Mumbai

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Regards
Team HR
STAFFIAA

Required Skills:

credit policies Underwriting regulatory Compliances Corporate Credit