Regional Credit Manager

Assessing the creditworthiness of customers establishing credit limits and managing overall credit risk for the state or region. Developing and implementing credit policies and procedures in alignment with the organizations overall credit strategy and business objectives. Analyzing financial statements credit reports and other relevant information to evaluate the creditworthiness of potential and existing customers. Making informed credit decisions based on analysis risk assessment and compliance with established credit policies. Monitoring and managing the credit portfolio for the state ensuring timely collections minimizing bad debts and maintaining a healthy accounts receivable position. Building and maintaining effective relationships with customers sales teams and other stakeholders to ensure smooth credit operations and resolve any credit-related issues. Providing leadership and guidance to the credit team in the state fostering a high-performance culture and facilitating their professional development. Generating regular reports on credit metrics trends and portfolio performance and providing insights to senior management for strategic decision-making. Ensuring compliance with relevant laws regulations and internal policies related to credit management and collections. Identifying opportunities for process optimization implementing best practices and driving continuous improvement initiatives to enhance the efficiency and effectiveness of credit operations.

Required Experience:

Manager