QA EngineerPayments

QA Engineer Payments

About the Role

We are hiring a QA Engineer to test our B2B payments platform. You will own quality across end-to-end payment workflows business onboarding bank account verification ACH and card payment processing approval workflows and fund transfers working closely with developers and product managers in an Agile team.

We are looking for someone who has hands-on experience testing payment systems ideally covering both ACH/bank transfers and card payments. You are required to have experience in payments or banking product and understand how money moves through a system.

What You Will Do

Write and execute test cases for end-to-end payment flows ACH transfers card payments payment approvals refunds and status tracking

Test business onboarding and verification flows KYB/KYC bank account validation and identity verification steps

Run regression testing each sprint covering multiple payment modes and coordinating with developers on configuration changes between runs

Validate payment data accuracy across the UI and backend amounts statuses account details and transaction records

Log bugs in Azure DevOps with clear reproduction steps severity classification and links to the relevant sprint task

Perform impact analysis when new features arrive identify which payment flows could be affected and cover them proactively

Communicate QA sign-off for Payments Module at each release gate with a clear summary of coverage and open issues

What We Are Looking For

4–6 years of QA experience with at least 3 years testing payments banking or financial services products

Hands-on experience testing card payment flows authorisation capture refunds chargebacks or card tokenisation

Experience with ACH bank transfers or other payment rail testing is a strong plus

Familiarity with KYB / KYC onboarding flows and identity/bank verification testing

Ability to write structured test cases independently clear preconditions test data steps and expected results

Comfortable with Azure DevOps for test management and defect tracking

Basic SQL able to query the database to verify payment records and backend state

Strong attention to detail with financial data amounts currencies account numbers and status transitions

Nice to Have

Experience with payment gateways or processors Stripe Adyen Braintree Dwolla or similar

Knowledge of card network rules Visa/Mastercard authorisation flows decline codes or 3DS

Exposure to B2B payment platforms accounts payable or invoice-based payment workflows

Experience with Postman or basic API testing for payment endpoints

Tools & Domain

Azure DevOps / Jira SQL Web Application Testing

Card Payments ACH / Bank Transfers KYB / KYC

Agile / Scrum Payment Gateways FinTech / Banking