Senior Credit Analyst

About Smith

Founded in 1984 Smith is the leading independent distributor of electronic components ranking eighth globally. We source manage and distribute components across mobile computing automotive and appliance industriesgenerating USD $3.4 billion in 2025 sales across 20 global offices. Learn more at .

The Credit KYC Compliance Analyst conducts due diligence and credit assessments on prospective and existing customers suppliers and counterparties. You will evaluate legal structures financial standing and compliance risks to support informed credit decisions while partnering across Credit Sales Finance Legal and Operations.

What We Offer

• Double Pay Discretionary Bonus & Medical Scheme
• Fast-track progression opportunities
• Prime office environment in a newly renovated space
• Tuition reimbursement & wellness/gym sponsorships
• Mobile allowance & team activities

Key Responsibilities

• KYC & Due Diligence:Perform onboarding and periodic reviews (CDD/EDD); verify legal entities authorized signatories and ultimate beneficial ownership structures.
• Compliance Screening:Run sanctions PEP watchlist and adverse-media screenings; investigate matches and escalate credible risks per policy.
• Credit Risk Assessment:Analyze corporate financials payment histories and industry factors to guide risk-rating decisions and credit limits.
• Stakeholder & File Management:Partner with Sales and internal teams to gather documentation efficiently while maintaining clear audit-ready compliance records and concise risk reports.

Core Competencies

• Analytical & Critical Thinking:Sharp attention to detail to spot data discrepancies red flags or opaque corporate structures.
• Financial Judgment:Ability to translate financial statements and market indicators into actionable credit decisions.
• Communication & Integrity:Skill in writing clear risk assessments managing stakeholder expectations professionally and handling sensitive data with high integrity.

Minimum Requirements

• Education:Bachelors degree in Finance Accounting Business Economics Risk Management or a related field.
• Experience: Candidates with 5 years of relevant experience will be considered for the Senior Credit Analyst position while those with 3-5 years of experience will be considered for the Credit Analyst position.
• Technical Knowledge:Strong understanding of corporate documentation beneficial ownership sanctions/adverse media screening and financial statement analysis.
• Systems:Advanced MS Excel MS Office proficiency and familiarity with standard accounting/business research tools.

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We are an Equal Opportunity/Affirmative Action Employer.