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Senior Software Engineer Ruby on Rails (fmd)

PAIR Finance


Job Location:

Berlin - Germany

Yearly Salary: EUR 77000 - 92000
Posted: 16 September 2026 (18 hours ago)
Application Deadline: 14 December 2026
Vacancies: 1 Vacancy

Job Summary

Are you ready to change the market

At PAIR Finance were building the AI-driven platform thats redefining debt collection across Europe. Were looking for a senior software engineer who takes ownership end-to-end is comfortable being the technical driver of a well-defined scope and is energized by learning a deep high-stakes domain: the legal processes around In-Court and After-Court debt collection.

Your Responsibilities:
  • Own a clear scope end-to-end: take initiative from idea to production largely independently and lead within your team (T-shaped: you go deep on your slice and pair with one other developer)
  • Design build and run POCs quickly to de-risk decisions before committing to a full build
  • Develop optimize and maintain our core backend applications and services
  • Work onhigh-level architecture to ensure scalability performance availability and security
  • Go deep on the In-Court/After-Court domain (the legal and procedural knowledge behind our
    collection processes is a core part of the job not a side detail)
  • Collaborate closely with product to shape the roadmap and unlock further company growth
  • Work AI-augmented: you already use (or are ready to adopt) tools like Claude Code as part of how you build review and ship
  • Help evolveand enhance our AI-based platform
  • Stay current with industry trends and bring ideas back to the team
What were looking for:
  • 5 years of professional software engineering experience including 1 year on medium-to-large
    projects
  • Strong backend experience inRuby (Ruby on Rails): this is our core stack and required for the
    role
  • Language-agnostic mindset: you pick the right tool for the job (hands-on experience with Go and/or Python is a big plus)
  • Proven ability to work independently: scope drive and deliver a project with minimal hand-holding
  • Experience with TDD and CI/CD
  • A track record of writing clean maintainable backend code and solid infrastructure
  • Comfortable in an Agile environment (Scrum Kanban)
  • Genuine interest in working with and building on top of AI-based technologies
  • Solid English communication skills
Nice to have:
  • Experience in the financial or accounting industry
  • Frontend development experience especially and GraphQLknowledge
  • Infrastructure experience: AWS Terraform (IaC) Docker Linux
  • Knowledge of other backend technologies such as Rust or Java

Our offer for you:
  • For this senior-level role our salary band is 77000 - 92000 gross per year (based on a 40-hour work week). The exact offer will reflect your experience and qualifications
  • We offer visa sponsorship
  • Thriving financially stable company
  • Strong experienced international team to support and mentor you along the way smooth onboarding process
  • International team of 30 nationalities with professionals and experts
  • Flat hierarchy transparent and appreciative feedback culture monthly all hands meetings annual feedback and evaluation cycle regular 1-on-1s with your lead
  • Well-structured onboarding process as well as supportive and welcoming colleagues
  • Personal learning & development budget as well as German and English language courses
  • Unlimited employment contract flexible working hours and 28 vacation days for your work-life balance
  • Company pension plan partly covered Deutschlandticket (public transport) and access to Corporate Benefits-voucher platform to ensure your full well-being
  • Fun company summer and Christmas parties as well as regular team events
  • This role is based in Berlin and we have a hybrid working policy. Modern office near Uhlandstr. is complete with fresh fruit muesli and drinks for a comfortable and enjoyable workplace
About us
We are rethinking debt collection with our digital debt collection solution characterized by our high customer orientation and efficiency standards. By using artificial intelligence we are combining technology with behavioral science and so we are able to contact customers individually and in a simple way throughout the entire collection process.

Strengthened by one of the most renowned private equity firms in the fintech sector Pollen Street as well as partnerships with other investors such as Zalando Payments PAIR Finance offers an excellent opportunity to dive deep into and actively shape the fintech industry.

PAIR Finance is an equal-opportunity employer. We value a diverse team and an inclusive culture. We welcome applications from all qualified individuals regardless of ethnicity color religion gender sexual orientation gender identity or expression age national origin marital status or disability.

For more information about PAIR Finance visit and and
you want to find out more about PAIR Finance and the position We are happy to answer your questions and also to receive your application!

Required Experience:

Senior IC


About Company

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We are rethinking debt collection with our digital debt collection solution, characterized by our high customer orientation and efficiency standards. By using artificial intelligence, we are combining technology with behavioral science and so we are able to contact customers individua ... View more

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