Senior Product Designer – (First-Time Experience, Payments)

Hundreds of millions of people send money across borders every year. Most of them have never done it before. They arrive at a product they do not fully trust face steps they do not fully understand and make financial decisions with real consequences if something goes wrong.

This role exists to make that experience work in a way that feels safe clear and genuinely helpful for first-time senders.

IMPORTANT: For regulatory reasons only candidates currently based in the European Union can be considered for this role. No exceptions. No relocation support or visa sponsorship is available.

If you are not sure whether you are a perfect match you are still welcome to apply as long as you meet most of the core requirements below and can show relevant experience in your portfolio.

• The first-transfer funnel from registration through KYC verification recipient setup funding method selection rate confirmation and transfer completion.

• Conversion and drop-off across every step using AI-supported prototyping and experimentation to explore solutions interpret results and decide what to ship kill or iterate.

• Compliance and verification flows including identity checks sanctions screening and AML steps designed to feel procedural and predictable rather than alarming.

• Fee and rate transparency patterns that make exchange rates costs and processing timelines immediately legible to someone who has never sent money internationally before.

• Design system contributions that keep the first-transfer experience coherent across web iOS and Android.

If you cannot demonstrate most of these clearly in your CV and portfolio this role is unlikely to be a fit right now. The screening process will filter against these specifically before any manual review takes place.

1. At least 4 years designing at a fintech or payments company in a role where you personally shipped onboarding activation or transaction flows to production verifiable by employer product name or documented case study.

2. At least one end-to-end payment case study that covers identity verification through to transaction completion with explicit before-and-after metrics such as conversion rate drop-off rate or error rate. Please include it in your portfolio.

3. Direct involvement in AI-supported experimentation or A/B-style tests where you designed the variant or prototype defined the hypothesis and reported on the outcome not just observed or supported someone else doing it.

4. Explicit experience designing KYC or AML flows specifically balancing what compliance requires with what conversion performance demands documented in your portfolio.

5. Evidence of designing for FX or fee transparency showing how you communicated exchange rates transfer costs or timing uncertainty to users accurately and without evasion.

You are not waiting for a brief. You are expected to:

• Identify which part of the first-transfer funnel is most worth fixing and build the case using funnel data and user research.

• Run experiments independently from hypothesis through to shipping decision using AI tools and prototypes where they add speed and insight.

• Engage directly with compliance and legal to understand regulatory constraints before designing around them.

• Partner with product and engineering to balance experiment velocity with technical constraints.

• Hold a firm line on transparency: trade-offs between speed cost and certainty must be visible to users not softened to protect conversion in the short term.

This role is measured on outcomes not output. The metrics that matter:

• First-transfer completion rate

• Drop-off at each step of the funnel

• Time to complete the first transfer

• Error rate on identity verification flows

• Return rate after abandonment

If those numbers move in the right direction the work is succeeding.

Design sits inside cross-functional squads alongside product engineering analytics and compliance. It shapes strategy directly and is not a service function.

Work is shared early and challenged often. Designers own their metrics run their own experiments and are expected to escalate clearly when business priorities conflict with user needs. The operating principle is straightforward: the users ability to make an informed financial decision is never sacrificed for a short-term conversion gain.

When you apply you will be asked to record a short (around 1 minute) video answering why this role is suitable for you. Only the content of your answer will be assessed not your background equipment accent or how you are dressed. You are welcome to keep it simple: headphones or builtin laptop audio are completely fine. This is to cut noise and speak only to people who show commitment and understand what this role is about.

Here is what good looks like in that video:

• Describe one relevant payment or KYC flow you have shipped.

• Mention the key metric you influenced.

• Explain briefly why this role and problem space resonate with you.

If recording a video is not accessible for you (for example due to disability neurodivergence or other reasons) you can instead provide a short written answer covering the same three points. Just let me know in your application so I can review it accordingly.

To make the process more transparent and supportive:

• You can join this Slack space to ask questions about the role the process or the status of your application: can use this free tool to quickly check whether your CV speaks to the core requirements before you apply: This is optional and does not replace your own judgment or portfolio.

I use an AI-assisted screening tool to do a first pass on applications before I review them manually. It does not make final decisions I do. It flags applications that do not clearly address the five criteria listed above and that shapes the depth and order of my review. If the AI flags something I am unsure about I will review it manually and may reach out with clarifying questions.

If your application does not speak to those five things directly it will likely be deprioritized regardless of how strong your broader experience is.

Beyond the screening pass your portfolio is the primary signal. I look for end-to-end case studies with honest problem framing your specific contribution the trade-offs you navigated and real outcomes including what did not work.

If this is how you already work apply. If some of it is still aspirational rather than demonstrated that is useful information before you invest the time. Either way you will hear back from me within 7 days. That is a promise not a pleasantry.

Hubert Warszta
Tech Recruiter WhyHireWrong SIGL:IO