Software Engineer

New York NY / Toronto Canada (On-site)

Five days per week in-office. No exceptions to the onsite requirement.

$200000 $260000 Base Meaningful Equity

Open to Visa Transfers (OPT H1B Transfers)

Growth Stage $42M Funding

FinTech Banking Financial Services B2B SaaS Cash Management Financial Automation

Our client is building a modern banking and cash management platform designed specifically for businesses that sell physical goods.

The platform helps consumer brands and growing businesses automate critical financial operations that traditionally require significant treasury finance and FP&A resources. By combining banking cash management credit bill pay financial intelligence and automation the company is helping businesses turn their financial operations from a cost center into a strategic advantage.

The platform already serves hundreds of customers collectively generating more than $1B in gross merchant volume with a focus on businesses generating approximately $5M$200M in annual sales.

The team is small highly technical and product-focused with backgrounds from companies including Shopify Square Rippling and Toast. Engineers work closely with founders designers and other engineers to build ship and continuously improve core financial products.

As a Software Engineer youll have significant ownership over projects from initial scoping through development testing launch and iteration based on real customer feedback.

This is an opportunity to join a high-growth fintech company where engineers can work across backend frontend financial workflows and product infrastructure while directly influencing the customer experience.

• Own engineering projects end-to-end from scoping through development testing launch and iteration
• Design and build core products powering banking and cash management workflows
• Develop reliable backend services and APIs supporting financial products
• Build clean intuitive and high-performance customer-facing experiences
• Work across frontend and backend systems depending on product and engineering needs
• Build financial workflows involving cash management payments credit bill pay and financial data
• Design and maintain production systems using Kotlin TypeScript React PostgreSQL and Google Cloud
• Collaborate closely with engineers designers and founders to define and build new products
• Translate ambiguous product requirements into scalable technical solutions
• Work directly with real-world customer feedback to improve product functionality and usability
• Build reliable data systems supporting financial operations and reporting
• Contribute to architecture and system design decisions across the platform
• Write clean maintainable well-tested production code
• Improve system performance reliability and scalability as the customer base grows
• Participate in engineering discussions and help establish strong engineering practices
• Identify technical and product opportunities independently and drive them through execution
• Operate with high ownership in a fast-moving fintech environment

• Strong professional software engineering experience
• Experience building and shipping production software
• Experience owning meaningful engineering projects end-to-end
• Strong backend frontend or full-stack engineering experience
• Comfortable working across the stack when needed
• Experience building customer-facing products
• Experience working in startups or fast-growing technology companies
• Experience collaborating closely with product design and engineering teams
• Experience translating product requirements into production systems
• Strong ownership mentality with demonstrated execution ability
• Comfortable operating with ambiguity and limited structure
• Experience iterating products based on real customer feedback

• Strong experience with Kotlin TypeScript or comparable programming languages
• Strong backend engineering and API development fundamentals
• Experience with React or modern frontend frameworks preferred
• Strong PostgreSQL and relational database experience
• Experience building production applications on Google Cloud or comparable cloud platforms
• Strong understanding of software architecture and system design
• Experience building reliable production services
• Strong testing and code quality practices
• Experience designing and consuming APIs and third-party integrations
• Experience working with financial systems or business-critical workflows preferred
• Experience building scalable backend infrastructure
• Strong understanding of distributed systems and production reliability
• Ability to work effectively across frontend and backend systems
• Strong debugging and problem-solving capabilities

• Bachelors degree or higher in Computer Science Engineering Mathematics or related technical field preferred
• Strong computer science and software engineering fundamentals
• Equivalent practical engineering experience accepted

• Exceptional engineering ownership
• Strong product intuition
• Excellent problem-solving ability
• High execution velocity
• Comfortable operating in ambiguity
• Strong communication skills
• Comfortable working directly with founders
• Strong collaboration with product and design teams
• Customer-focused mindset
• Bias toward action
• Low-ego collaborative mentality
• Strong attention to code quality and engineering standards
• Comfortable taking projects from idea through production
• Willingness to contribute across the engineering stack
• Strong interest in fintech and financial products

• Base Salary: $200000 $260000
• Meaningful Equity Package
• Comprehensive Health & Benefits Package
• Generous Paid Time Off
• Opportunity to work on modern financial infrastructure
• Significant ownership over customer-facing products
• Direct collaboration with founders and senior leadership
• Opportunity to work across backend frontend and financial systems
• High-growth fintech environment
• Opportunity to influence product direction through direct customer feedback

This is an opportunity to join a high-growth fintech company building the modern financial operating system for consumer brands and businesses.

Youll work directly on products that automate critical financial operations while helping businesses manage cash payments credit and financial workflows more effectively.

As part of a small highly technical team youll have significant ownership over what you build and how you build it. Youll work closely with founders designers engineers and customers while shipping products quickly and iterating based on real-world feedback.

If you enjoy product engineering building customer-facing financial products working across the stack and operating with high ownership in a fast-moving startup environment this role offers exceptional technical and product impact.