Software Application Developer – Loan Servicing & AI Enablement

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This role offers the opportunity to work on critical lending technology platforms while helping shape the future of Loan Servicing Technology through modernization automation cloud adoption and AI innovation. You will work closely with business and technology partners to deliver solutions that improve operational efficiency strengthen controls and enhance client and employee experiences.

BMOs B2B Banking & Credit Technology team is seeking a Software Application Developer to join the Loan Servicing Technology team supporting Loan IQ and related lending platforms. The role is responsible for designing developing implementing and supporting enterprise-scale applications that enable commercial lending and loan servicing operations.

The successful candidate will contribute to strategic technology initiatives including Loan IQ modernization API and microservices development workflow automation cloud adoption intelligent document processing and AI-enabled solutions. This position combines strong software engineering capabilities with modern AI-assisted development practices to improve delivery efficiency solution quality and operational effectiveness.

• Design develop test and support enterprise applications and integrations.
• Build APIs microservices and automation solutions supporting Loan Servicing platforms.
• Participate in Loan IQ enhancements modernization initiatives and production support activities.
• Collaborate with Business Analysts Operations QA Architecture and DevOps teams throughout the SDLC.
• Troubleshoot and resolve production issues while driving continuous improvement initiatives.
• Leverage AI-assisted development tools to improve coding testing documentation and delivery productivity.
• Contribute to workflow automation intelligent document processing and AI-enabled business solutions.
• Ensure solutions comply with security risk audit and governance standards.

• 47 years of software development experience in enterprise environments.
• Strong Java and Spring Boot development experience.
• Experience with REST APIs Microservices and Application Integration.
• Strong Oracle SQL and relational database experience.
• Experience with CI/CD pipelines Agile delivery and DevOps practices.
• Experience with Kubernetes Docker OpenShift or similar container platforms.
• Experience using AI-assisted engineering tools such as GitHub Copilot Microsoft Copilot or equivalent.
• Understanding of Generative AI concepts prompt engineering and AI-enabled software development practices.
• Knowledge of Responsible AI principles including security privacy governance and risk management.
• Strong analytical troubleshooting communication and collaboration skills.

• Loan IQ experience strongly preferred.
• Commercial lending syndicated lending or loan servicing experience.
• AWS cloud experience.
• Experience with Kafka MQ and event-driven architectures.
• Experience with workflow automation intelligent document processing or AI-enabled business solutions.
• Python development experience.
• Exposure to LLMs Retrieval-Augmented Generation (RAG) or AI orchestration frameworks.

The above represents BMO Financial Groups pay range and type.

Salaries will vary based on factors such as location skills experience education and qualifications for the role and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles the salary listed above represents BMO Financial Groups expected target for the first year in this position.

BMO Financial Groups total compensation package will vary based on the pay type of the position and may include performance-based incentives discretionary bonuses as well as other perks and rewards. BMO also offers health insurance tuition reimbursement accident and life insurance and retirement savings plans. To view more details of our benefits please visit: Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting positive change for our customers our communities and our people. By working together innovating and pushing boundaries we transform lives and businesses and power economic growth around the world.

As a member of the BMO team you are valued respected and heard and you have more ways to grow and make an impact. We strive to help you make an impact from day one for yourself and our customers. Well support you with the tools and resources you need to reach new milestones as you help our customers reach theirs. From in-depth training and coaching to manager support and network-building opportunities well help you gain valuable experience and broaden your skillset.

To find out more visit us at is committed to an inclusive equitable and accessible workplace. By learning from each others differences we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO directly or indirectly will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid written and fully executed agency agreement contract for service to submit resumes.