Analyst, Credit Risk (18 Month Contract)
Job Summary
Join a Challenger
At EQ were remaking banking so every Canadian gets ahead every day. Serving nearly 4 million Canadians from coast to coast we offer a wide variety of financial services from banking and lending to trust and credit union solutions.
Weve been at this since 1970 challenging the conventions of traditional banking with smarter faster and more connected financial experiences.
Whats kept us moving The people behind it all: challengers who ask better questions push back on old assumptions and look for a better way forward.
If youre driven to help reshape how banking works for Canadians and the businesses that power our economy this could be your next big opportunity.
We cant wait to get to know you!
The Analyst Credit Risk Acquisitions supports the development monitoring and optimization of adjudication strategies across credit risk and fraud prevention. Through the analysis of customer operational and portfolio data the Analyst generates insights reporting and recommendations that support strategy development risk management and business decision-making.
Analyze portfolio operational and customer data to identify trends opportunities and emerging risks across credit adjudication and fraud prevention
Develop maintain and enhance recurring management reporting dashboards KPI monitoring and analytical tools to support risk governance and strategic decision-making.
Support the development and optimization of adjudication strategies by conducting quantitative analysis monitoring performance and evaluating potential improvements under the guidance of senior team members.
Perform data analysis and segmentation to evaluate customer behaviour application outcomes fraud trends approval rates loss performance and operational effectiveness.
Assist in the design testing validation and monitoring of adjudication strategy changes and enhancements within decisioning systems.
Produce ad hoc analysis and research to support strategic initiatives business cases forecasting activities and management presentations.
Apply analytical techniques statistical methods and data visualization tools to generate actionable business insights.
Collaborate with partners across Credit Risk Fraud AML Product Marketing and Operations to understand business requirements and support cross-functional initiatives.
Contribute to the continuous improvement of data assets reporting processes analytical methodologies and decision-support tools.
Bachelors degree in a quantitative discipline such as Statistics Mathematics Engineering Computer Science Data Science Physics Economics or another STEM-related field.
0 to 2 years of experience in data analytics business analytics risk analytics financial services consulting or a related quantitative field. New graduates with strong technical and analytical capabilities are encouraged to apply.
Strong technical proficiency in SQL and Python with demonstrated ability to manipulate analyze and interpret large datasets.
Strong analytical and problem-solving skills with the ability to translate data into meaningful insights and recommendations.
Excellent attention to detail and commitment to data quality and accuracy.
Effective written and verbal communication skills with the ability to explain analytical findings to both technical and non-technical audiences.
Demonstrated ability to learn quickly adapt to changing priorities and work effectively in a fast-paced environment.
Experience with data visualization tools cloud-based analytics platforms machine learning or statistical modelling is considered an asset.
Strong Microsoft Office skills particularly Excel and PowerPoint.
Curiosity initiative and a willingness to develop expertise in credit risk fraud prevention customer acquisition and financial services analytics.
Equity Diversity & Inclusion
EQ is committed to building an inclusive accessible environment where every employee feels valued respected and supported. We believe our organization is stronger and our people thrive when we honour and celebrate diverse experiences identities and perspectives. Were equally committed to supporting your growth both professionally and personally.
We provide a barrierfree recruitment process and work environment. If you require accommodations at any stage we will work with you to ensure you can bring your best self to the process and beyond.
As part of our recruitment process EQ uses AI to help screen assess and/or select applicants for this position. All AI-enabled outputs are reviewed and validated by our talent team. All candidates considered for hire must successfully complete a criminal background check and credit check. While we appreciate every application an EQ recruiter will contact only those whose skills and experience most closely match the requirements of the role.
EQB Inc. (TSX: EQB) is the parent company of Equitable Bank the countrys seventh-largest Schedule I bank by assets which operates EQ Bank Canadas Challenger Bank. EQB Inc. serves nearly 4 million Canadians and manages approximately $150 billion in combined assets under management and administration.
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Required Experience:
IC
About Company
At Equitable Bank, we specialize in providing branchless financial services that meet the unique needs of all Canadians. Our range of mortgages, savings accounts and investment options are designed to offer the right solutions to match any unique circumstance.