Risk Associate

Our client in Bahrain is seeking a detail-oriented Risk Associate to support enterprise-wide risk and credit functions. The role will assist in maintaining portfolio quality supporting risk analysis and ensuring compliance with internal policies and regulatory requirements.

• Support the development and maintenance of risk management frameworks policies and reporting tools.
• Assist in credit and client risk assessments including preparation of credit review notes.
• Monitor portfolio performance including arrears delinquency trends NPLs and recoveries.
• Prepare risk reports dashboards and MIS for senior management.
• Assist in operational risk monitoring and enterprise risk analysis activities.
• Support stress testing scenario analysis and portfolio risk evaluations.
• Assist in regulatory reporting audit requirements and governance documentation.
• Contribute to risk input for new products and business initiatives.
• Coordinate with credit operations investment and compliance teams for risk reviews and assessments.

• Bachelors degree in Finance Banking Accounting Economics or related field.
• 25years of experience in risk management credit analysis or banking/financial services.
• Experience working within financial institutions is mandatory.
• Exposure to enterprise risk operational risk investment risk and client risk assessment and reviews.
• Good understanding of regulatory requirements and risk governance frameworks.
• Familiarity with IFRS 9 (ECL) is an advantage.
• Knowledge of CBB regulations is a plus.
• Professional certifications (CFA FRM ACCA CPA) are an advantage.

• Strong analytical and problem-solving skills
• Credit and financial analysis fundamentals
• Understanding of enterprise and operational risk concepts
• Attention to detail and data accuracy
• Strong communication and teamwork skills
• Proficiency in Excel (SQL/Python is a plus)
• Ability to work in a regulated financial environment

Required Experience:

IC